wendow
We create happiness.
- Joined
- Feb 11, 2012
Thanks!! Yes, I'll cut it down. If I ever charged up 67K then I'd be in big trouble!
Agree that the credit limits you have been extended prevented you from getting the CIP. There is debate on if it is better to proactively lower limits or be denied and then recon and offer to lower limits. However, business cards aren't really ones you want to recon unless you can really 'defend' your business. I did proactively lower my personal limits. My credit score took a small ding when I did that but it's still over 800.