OP, I have no read any of the replies but I want to give you my thoughts real quick. I am currently living in a similar situation with my 70 year old mother. My dad died in 2001 and she was 54. They lived in a house on the water in the Northeast. It requires lots of upkeep. There are a lot of steps as well. When my dad passed, their friends all told my mom not to sell her house or boat but to hold onto it for a while and then see what she wanted to do. Well, she held on for the past 16 years and now has sever arthritis and is having mobility issues and also has some other medical issues. She recently renovated her house and I had to help her clean out and purge. It was awful. And now she is having trouble maintaining the property, cutting grass and shoveling snow and etc, so I help when I am there but I live in another state. My brother lives nearby but doesn't help. I wish she had sold back in 2002 and set herself up in a low maintenance place. And she just told me that she regrets not selling back then too as now it's even harder. And she would have gotten more money for her house then. My DH and I recently moved since all our kids went off to college and we bought a townhome with first floor master. The HOA maintains everything outside, grass and leaves and bushes and mulch and any snow and even cleans windows and gutters. Even though we Are mid 40s and not in need of that low maintenance lifestyle quite yet, we figured we would be not too long down the road and we don't want to move again. So, OP, I suggest you move to a condo or townhouse now. And we have a dog in ours and some neighbors have a dog and a cat and some have two dogs. So having three cats in a townhouse or condo won't be a problem. My SIL had three cats, two dogs and a kid in her townhouse.