SBWB48
DIS Veteran
- Joined
- Apr 28, 2016
Nope, no call, no email...account still shows open on the Chase site
Fraud hold perhaps? Could be the case since you paid off the cruise and made a number of other charges simultaneously?
Nope, no call, no email...account still shows open on the Chase site
I know I'm a little more...ahem... combative than some here (what I'm saying is you're all very nice people). Has anyone tried just chewing Chase out if they call to cancel one of your Sapphire products?
I'm not saying cut off your nose to spite your face if you have a large number of Chase products you'd like to hold on to, but if I had DD recently and Chase called to cancel one of my cards, I would definitely be voicing some very loud complaints and escalating to a supervisor. I'm sure there are plenty of loopholes in their contracts so that they can dip out on giving you bonuses, but I'd making a racket about entering into an agreement with them about expecting to receive a certain bonus with them for spending on this card and that I've been doing exactly that/they're the ones who approved me for this card/not my problem that they now think they've made a mistake. I'm just wondering if anyone here or on r/churning has really tested the limits yet of pushing back against Chase, though I definitely understand people not wanting to lose the URs they have. I'd probably be transferring all my URs to DH while on the phone with them, and then tell them to close every single credit card I have open with them
I don’t want to risk my 60K I currently have from the CSR. I also plan on opening a CIP so I don’t want to go off and do something that ultimately will only hurt me in the
Shocked also at the going after people to actually close an account. Why not just put a stop to the DD and cut their losses? It was their loophole that they left open. People will find it and use it. Move on. This going after people is ridiculous.
Totally understand in a situation like that. I'd be curious to see if anyone from r/churning who's ready to jump ship on 5/24 or has a P2 has done this. Though I know that's probably a small demographic as most people start with DD or do it as their 2nd and 3rd Chase cards.
Shocked also at the going after people to actually close an account. Why not just put a stop to the DD and cut their losses? It was their loophole that they left open. People will find it and use it. Move on. This going after people is ridiculous.
Its still working for me with no fees. I just made a $100 payment to Chase. First I enter my gift cards into Masterpass. Then I use Chrome in incognito mode to open Plastiq and pull my cards in from Masterpass.
Edited to add . . . sent checks - not electronic payments.
Honda actually doesn't have an electronic relationship with Plastiq unfortunately. They've had to send physical checks
I was able to make a payment as late as 10pm last night, so it seems like the change to physical checks happened overnight. I was able to make a fee-free payment to PNC just now, though. PNC is an electronic recipient.
Hoping it's just a glitch...but seems unlikely.
Wouldn't you know that I posted at 10:25. Just missed it ... yet again!
Thanks for the info!
Wow...that's MUCH better! Good Luck!OK guys, potential mistake. It seems Chase lowered the CL on this card from 30k to 1k and he transactions were declined because I am over the CL. Since I am only an AU (and DH is busy at work) I can’t call but I sent a SM to get CL transferred from SW card to the CSP. Unfortunately it takes 24 hours for a response...I will keep you posted.
I’m going to try this morning at Best Buy (along with the Swagbucks code) and I didn’t get the email.
I double dipped CSR/CSP in late August, so thinking I should try and meet that spend sooner rather than later.
Please report back! If it works for you at 5x then I'll go this weekend.
All these shutdown reports are nuts. I wonder if anyone had screenshots of the terms and conditions of the Chase web pages before the DD loop closed? You previously were entitled to the bonus if you'd never had the card within 24 (48) months. If you help up your end of the deal, you got the points. I think Gary Leff from VFTW always keeps a cache of changes to credit card term changes. I'll investigate if I have time. Just seems wild to be shut off like this.
Did anybody email themselves a referral for the CSR or CSP cards prior to the 48 month language going into effect?? If so - check and see if your EMAIL link still contains 24 month language.
Please report back - for those that were planning to hit a Sapphire card soon and now the 48 month rule is holding them back, this could be a workaround!!! Now...the double dip is certainly dead, but still might be worth trying for 1 Sapphire this way.
I typically don't email referral links to myself so I can't prove this myself but have seen DPs of it working so far.
I was just coming to do that today..... so here goes-DH and I both around 825 score- only listing pertinent cc's within last couple of years opened-
ME (CK total open 14) *** DH (CK total open 13)
11/5/16-SWA+ ****** 4/30/16-Amex Hh-(AU)
1/10/17-CSR ****** 12/1/16-CSP (PC'd -FU 1/18)
2/1/17-SWA prem. ****** 2/1/17-SWA Prem.(AU)
5/26/17-Hh Amex ****** 5/26/17-Amex Hh (AU)
7/10/17-Chase IHG ****** 7/10/17-Chase IHG (AU)
8/12/17-Amex BCP (AU) ****** 8/12/17-Amex BCP
1/3/18-Barclay Jetblue
2/5/18-PC'd CSP-FU
2/8/18-SPG biz
3/2/18-Discover IT
5/23/18-Hh Biz
So as noted- I want to get/refer DH for the SWA CP plan in Dec/Jan- But I need to get rid of some of those (stupid) Au on his report to get going here. Also considering another Hh amex for me since the offers are so high right now.... that plus upgrading one of my SPG cards to the Luxes(assume I can pc back to a reg card later on?) and keeping my CSR.
***ETA*** b/c the format looked awful after posting lol and to say my goals are SWA points for domestic travel(lots of fam travel) plus hotel points for free nights.Disney is in my future- (swolphin or Hilton LBV) I currently have about 70k SWA and need MORE. about 140k UR and always want more. have a Hilton booking +about 210k points left. Maybe 120k Starriott left. ALWAYS asking and needing next step advice,even thru the uncertainty of changing churning rules.
Interesting...a couple of people on r/churning are claiming they have links with 24 month language. I will investigate further.Yes, I did send myself an email link, and it now reads 48 months. I know it was 24 month language before because I was saving it for future referrals.