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@liloca, there is a nerdiness to the tracking that appeals to me. I couldn't do it without YNAB - I'd be too afraid I would lose track of something somewhere. I do think I go easier than some of our friends here (ummm
@speedyfishy) who do this like its a job. I don't MS, only chase GC deals when I have a reason to spend them, and try not to get too caught up in the FOMO. I get more vigilant about maximizing my savings opportunities when I have time, and don't worry about it when I'm super busy with home/work stuff. Overall, I enjoy the chase, so its a hobby as well as an opportunity to travel cheap!
I'm almost done getting enough points for our big 2020 Europe trip, and I've got a quickie USO trip planned for late this year. Once the points for those trips are in the bag, I will likely just work on putting the right spend on the right cards and take a break before picking up another MSR (I say this now, but I always say it, then find some other good card deal that seems worth it). I'll probably cool it for a few months, until we get to the end of the year and our spending ramps up (not just holidays, but a couple of other large annual expenses) when I will pick up whatever card comes next. There is no question that working towards a nice big MSR bonus takes some of the sting out of necessary un-fun spending (esp. stuff like car repairs and broken dryers).
ETA- up until about 2 years ago we had 2 credit cards between be and DH. We were both so busy with work, we just had no extra capacity to think about rewards or points or whatever - just had everything on autopay so that everything kept running. We also had very little time for travel, so we didn't necessarily miss the points