I have been reading this thread for a long time. Time for a question.
If you have two cards with similar balances that you want to pay off, do you pay minimum on one and a extra on the other. Or do you pay extra on both?
Example:
Card A: $2,000 balance: Payments: $500, $500, $500, $500
Card B: $2,000 balance: Payments: $35, $35, $35, $35, $500, $500, $500, $400
or
Card A: $250,$250,$250,$250,$250,$250,$250,$250
Card B: $250,$250,$250,$250,$250,$250,$250,$250
I like the idea of focusing on one card at a time. Which is what I have been doing. What are your thoughts?