I love credit cards so much! v2.0 (see first page for add'l details)

[smmco]

Yep, I have done that many times. Discover even let me schedule the same payment twice.

Did that with Chase. One payment on the app and one from online website. It says that on the transactions. Payments made same day.Kind of Weird now I have a negative balance.

 

[Judique]

Did that with Chase. One payment on the app and one from online website. It says that on the transactions. Payments made same day.Kind of Weird now I have a negative balance.

I've had a negative balance on a closed card. Chase transferred it to one of my other Chase cards when I requested through SM.

 

[Judique]

Hah, got an email from Amex:

'There’s only one way to get the Marriott Bonvoy™ American Express® Card. A Card Member, like you, has to add an Additional Card Member to their account—whether that’s a significant other, 13+ child or employee. It’s a Card that exclusive. Every time they make a purchase—from a stay at the W Shanghai to a bottle of seltzer water—you’ll earn the points.'

Edit: what they don't say is I'll also get the bill!

They are offering 2500 points up to 4 times, for authorized users added to my card. They suggested adding my 'boating buddy'!

Looks like Amex is trying to get more Marriott customers any way they can.

 

[Lain]

That’s not normal is it? I’ve flown into SNA only once and I’m fairly certain we were put on the LAX-type ocean flight path...

As we were walking back to our hotel on Harbor today, I saw a Southwest and an Alaska jet flying a very similar path as our plane yesterday before veering off and presumably heading towards landing at SNA.

 

[*WDW*Groupie*]

So fun! Your DD has great taste What ship is it... the endurance?

Yes, the Endurance. Looks like a great ship. Hopefully they will offer a lot of hiking / kayaking excursions on the way up to Svalsbard.

 

[orangecuse]

Had a baby last week (our second) and now time to apply for the Plat so this hospital bill can *earn* some points haha

Also I give up catching up so I’ll pay attention again from here.

 

[tink1970]

Had a baby last week (our second) and now time to apply for the Plat so this hospital bill can *earn* some points haha

Also I give up catching up so I’ll pay attention again from here.

Congrats!

 

[Alexle2007]

Had a baby last week (our second) and now time to apply for the Plat so this hospital bill can *earn* some points haha

Also I give up catching up so I’ll pay attention again from here.

Wait, did you forget to notify us that you have entered the 1st Dis CC baby contest?

 

[cajunmommy]

LOL-I had heard that Venice was smelly and old and full of tourists so I was worried it was going to be NoLA of Europe. When we went it was lovely and I can't wait to return. That said, it was December and I can understand how it would be crowded and stinky in the summer. Having been to Italy in July and December, no way would I return in summer. Winter or spring? Definitely.

I loved Florence too but Rome, meh. I could never return to Rome and be fine, which is sad because I thought I'd love it.

I loved Florence for the art (David is truly awe inspiring and the Uffizi is so huge and overwhelming but full of amazing things), shopping (gloves and jackets and boots oh my!), and it's walkable and charming. Oh, and the food, too, of course.

Venice = the NOLA of Europe??? Never thought of it that way! Old, yes. Full of tourists, check. Smelly - that wasn't my impression of Venice in late June, but maybe I've grown "nose blind" to the coastal, water logged musties having grown up among the bayous.

It's a little disheartening to read so many of you are less than enchanted by NOLA, but I totally get it. DH & I have spent enough time both working & playing tourist in the city to know where to go and what to avoid.

You had me worried when you said DD wasn't happy on your December Italy trip because of the cold. We'll be there this December & DH is already griping about the potential weather. Damp & miserable South LA "winter" vs. Bologna, Florence, Rome winter....I'll take Italy, thank you! I'm hoping dealing with shorter daylight hours and cold temps is better than dealing with the throngs of sweaty tourists.

 

[Albort]

Just had a chat with my CPA about the 1099 from Chase. His suggestion is to file the amendment, pay that extra tax to be one the safe side. he said u can take a change on not doing so, maybe the IRS will just say, its too small forget it... but he said that he the IRS does come knocking with a letter, then you will have a record.

im gonna file the amendment just to be on the safe side... then make chase pay for it.

 

[CaliforniaGirl09]

Yes, the Endurance. Looks like a great ship. Hopefully they will offer a lot of hiking / kayaking excursions on the way up to Svalsbard.

Sounds amazing. Can't wait to hear about it

 

[SouthFayetteFan]

im gonna file the amendment just to be on the safe side... then make chase pay for it.

Who else read this last part in a Trump voice haha

 

[mmmears]

My biggest travel disappointment was St. Petersburg. I'd wanted to travel there for years. As a teen, I was fascinated by the Romanov's and did a ton of reading on Russian history. We went there on a DCL cruise a few years back, and I've never been somewhere where I was so uncomfortable. Every time we went through customs, I felt like I was in a lineup. We were told by DCL not to look at the agents and only speak if spoken to. There was a huge difference between the young Russian people and the old people. The young people were more welcoming and would smile, but I swear we had a couple ex-KGB officers when we were going through customs. Not being able to go anywhere without a guide was also intimidating. After the second garishly gold room, I was done. I expected to feel the same way when we went to China a couple years later, but it wasn't that way at all.

I really hated Atlantis, too. Just yuck. And this part about St. P makes me feel better since I canceled our Baltic cruise because apparently we love the north now and need to visit Norway every year (or at least for 3 years in a row). I was a bit apprehensive about Russia, but have always wanted to go to St. P. DH was adamant that all the iPhones and anything tech-y wouldn't be going ashore with us there. That and a few other concerns, mainly the feeling you mention above, didn't help.

OH! Wow! My CA zipcode when I typed it in said 2.35% with a $1 minimum balance... that is one weird bank lol

I looked and got the same 2.35%. Also in CA. I had no idea that national banks had different interest rates depending on zip code.

Mine would be the Adriatic Coast- I would love to sail from Venice down the coast of Croatia, Montenegro, Albania to Greece. I love water, sailing and doing nothing so it's the perfect fit for me.

Right there with you - that's definitely on my list. Just not in the heat of the summer. I'll add a few return destinations (Iceland, New Zeland, Australia, Scotland, and Norway) to my list. Looks like I won't be going anywhere new for a while...

Had a baby last week (our second) and now time to apply for the Plat so this hospital bill can *earn* some points haha

Also I give up catching up so I’ll pay attention again from here.

Congratulations! I struggle keeping up here, even with skimming and thus missing some posts, and I don't have a new baby, so I can only imagine how hard it must be for you.

 

[orangecuse]

Wait, did you forget to notify us that you have entered the 1st Dis CC baby contest?

Hahaha I think I missed that convo!

@tink1970 thank you!

 

[AmyAnne]

I got the same rates as @Alexle2007 .

I also get 2.35% for my zipcode. Is anyone switching? I haven't done bank bonuses but maybe I should do this for the bonus + interest rate (is there even still a bonus?).

 

[kmc8826]

@schmass on cancelling your Amex the way I did it with my Bonvoy Biz was pay everything but the fee and then contact them to close it. They took off the fee and it showed up on the site for a couple days saying account now closed. I would do that and not wait until after statement date to close it out. If you pay it then you have to wait for a refund and that is also a pain. Report back how you do it and how it works out. In the next couple months I am going to be cancelling a bunch of Amex cards (Gold Biz, Plat Biz, Green, maybe Gold) so I would be interested in finding out the best way. Either way I will probably end up in pop up prison!

Got on this morning and have tickets for Moonlight Magic Typhoon Lagoon for our October trip. I am really excited; especially since DH is on a "we must save money" plan and I doubt I am going to be able to justify doing anything extra this next trip. In theory I would like to do the Halloween party but saving money or not I can't justify the almost $500 it would cost us to all go.

 

[schmass]

@schmass on cancelling your Amex the way I did it with my Bonvoy Biz was pay everything but the fee and then contact them to close it. They took off the fee and it showed up on the site for a couple days saying account now closed. I would do that and not wait until after statement date to close it out. If you pay it then you have to wait for a refund and that is also a pain. Report back how you do it and how it works out. In the next couple months I am going to be cancelling a bunch of Amex cards (Gold Biz, Plat Biz, Green, maybe Gold) so I would be interested in finding out the best way. Either way I will probably end up in pop up prison!

Thanks! So I can pay the rest with a payment date 8/26 (due date is 8/27) and then on the 27th ask them to close it? We’re staying at the Swan through 8/26 so I don’t want to close it before then in case our gold status gets us anything. We fly back on the 27th so I could close it then.

Or did I misunderstand completely?!

 

[PolyRob]

My self-referral points for my CIP didn't post last night, I applied last Monday and was approved Tuesday I think. I believe someone said it can take 2-3 weeks so hopefully next week I'll get them. @PolyRob - did you mention you were missing yours too?

Yes! I referred someone who was approved on 8/6 and the 20,000 URs did not go pending yet. Looks like we will be watching closely together on 8/20 at 6pm

 

[kmc8826]

Thanks! So I can pay the rest with a payment date 8/26 (due date is 8/27) and then on the 27th ask them to close it? We’re staying at the Swan through 8/26 so I don’t want to close it before then in case our gold status gets us anything. We fly back on the 27th so I could close it then.

Or did I misunderstand completely?!

Yes I think that is what I would do. You might as well have status as long as possible! Unless you are interested in a retention offer? That might change how to handle it. Maybe @Lain can chime in. He probably has the best way to close it step by detailed step.

 

[schmass]

Yes I think that is what I would do. You might as well have status as long as possible! Unless you are interested in a retention offer? That might change how to handle it. Maybe @Lain can chime in. He probably has the best way to close it step by detailed step.

Thank you! This is my first time closing a card and I appreciate your thoughts!