I think buying direct right now is a little too rich for my blood. We are bootstrapping this endeavor. So what if I completely changed the script. Boardwalk? Pro/Cons? We are thinking of buying BW since the price per point is very low, the location is good for HW & Epcot, and the point chart is incredible. We would stay in studios (which sleep 5) for the first few years and then when poly2 opens use the owner discount to buy direct to get all the perks and have access to (hopefully) 1 & 2 bedrooms. We are people that stay at the parks from rope drop to fireworks, so we don't really need the luxuries of a 1 or 2 bedroom yet. I'm sure once our kids are older or we add the 4th then that story will change, but by then we would have bought poly2. So how is BW for kids? Also what does availability look like? For 11 & 7 months out looking for a studio? Does it book super quick? Especially in the summer and around Oct & Dec. Do the studios have a small fridge and microwave? Thoughts? My biggest turn off is the 20 year contract. That scares my hubby.
BWV is a great location, very affordable point chart. Rooms are smallish, but they do have a kitchenette.
The 20 year contract is a major issue. It's really only 19 years at this point.
Basically, the way that DVC "saves" money is either over MANY years (25+) or by re-selling it after 10-20 (getting most of your initial purchase price back). If you can't keep the contract for over 20 years, or you can't re-sell it, it just won't save you any significant $$$.
I provided a full analysis here:
https://www.disboards.com/threads/bwv-is-it-worth-buying-now.3885890/post-64071321
Basically, the way the math works -- For BWV, it's probably cheaper to rent than buy. And buying is pretty close in price to just booking cash rooms there.
Financially, it really doesn't make sense to buy any of the 2042 resorts anymore. The best mathematical values are probably SSR and AKV right now. BLT can work out well.... OKW IF you can find a 2057 contract. Personally, I'd stay away from Poly until there is more clarity on the expansion. GFV re-sale can be a decent deal, as prices are dropping as more supply hits the market, and as they are no longer being ROFRed. RIV resale is well priced with a long contract if you don't mind staying in the same (amazing) resort for almost every trip. (You can still trade your points or rent them out and use the proceeds for something else, but you will primarily be "stuck" at Riviera).
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