Pretty much done with this! In our 9 nights we have had to visit guest relations at our resort 5 different times to try to get our magic bands to charge. Just this morning we had breakfast at the Ale & Compass Lounge and our MB worked, then went to the Mercantile on the Boardwalk and it was declined. Thank goodness I had a Visa with me. Earlier in the trip this happened several times along with sometimes my MB not opening our room door. Not sure why Disney has implemented this policy, but not a fan at all. To us it feels like we are being penalized because evidently some people skip out on their bill? don't have enough credit limit? Yes, I can carry a credit card, but to me the point is that we have had to deal with this at all. We never had any issues prior to this trip. At our visit to Guest Services this morning the cast member said "It's not Disney's fault, this is a problem with your bank" ummm, and her next sentence was "I understand, a LOT of guests are having this same problem". Soooo, that means that it is NOT my bank's problem, it is Disney's problem if lots of other guests are having this same issue. Really not happy about the fact that we have spent all this time trying to get this straight. Our room charge print out looks crazy with all the $100 holds. No wonder the banks are denying charges. So now we have to spend time in our room going through these charges, calling our bank to verify. Not even going to bother discussing with the bank to not deny MB charges by Disney. We will use our cards for the rest of our trip.
Make sure you let Disney know about your issues when you get home. I’m sorry you have had to deal with it. I’ve talked to my family and we have all decided to skip charging and just use our cc’s or GC. Less hassle for us.