I love credit cards so much!

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It took me ages to engage with this thread too - I previously did not love credit cards, because I never carry a balance, and assumed it was about shifting balances around and stuff. Never really registered how busy the thread was, or I might have questioned that assumption. I don't know that a new thread would help with the main complaint around here - that this board moves too darn fast to keep up with. But to fix that, we'd all have to shut up, and that isn't happening anytime soon,

which is a good thing!!!:chat::mic::love::mic::chat:

Actually I had that same thought when I saw the title of the thread. People in debt shifting their balances from one CC to another. I was so happy when I realized what it was really about.

Took me awhile to even realize there was a budget board. I’m pretty focused, so came looking for info on fast passes, restaurants and resorts. Then when going to Universal, haunted that board. Then decided to try Swolphin, hung out there too. Not sure how I stumbled on the budget board but clicked on some interesting stuff and the rest is history

Me, too. I was mostly on either the resorts board or the DCL board. And I read some snide comments about how the budget board was about people bringing their crock pots to cook in their hotel rooms, etc. so I didn't ever really check it out.

Well aside from the couple pages I skipped yesterday I am all caught up. Whew!:faint:

The bad news is obviously more chase. Ugh.
Good news tidbit is the CF q4 categories. Yay for those.:flower1:

DH's amex plat came today. Wow, that is some nice looking packaging and card!

I have been super busy b/c DD19 app'd for the Disney College Program a couple weeks ago. (well really I app'd for her b/c she was busy with rush week:ssst:). She ended up getting a web interview and that went well so she has the phone interview Monday. We have been spending a ton of time researching and preparing for that. She is super nervous. Can't blame her. Those situational type questions are always tough. Fingers crossed she gets an offer. If not, it is good practice for next time. She is a little torn about potentially leaving the sorority house where she is living this year. Understandable.

Oh how exciting! I hope she gets it! I have a friend who did the CP way back and she said it was the best year EVER. She's now one of those Skype interviewers for it.

Well, looks like maybe I did squeak through under the radar! I called and they told me since I applied for both cards on the same day they were lowering my credit level on the CSP, but I could keep both cards. I asked if the bonus was still attached to both cards and she said they were!

Oh yay! I sure hope they are right. I'm going to be nervous about ours until we see a bonus post.

If it helps you justify the $550 AF a little more, the wooden cardholder/phone stand that comes as part of the personal Amex Platinum packaging sells for between $10-20 on eBay.

Aha. Another "business" opportunity huh? I had no idea. I am pretty sure we have one sitting around here, collecting dust.
 
My plan, after getting the pop-up last month, is to put spend on my Amex cards and try again in a month or so. I've decided for this first month to experiment with trying to put a high number of transactions on the cards, but not necessarily a high $ amount. So, when I have a purchase under $10 to $20, that doesn't fall under the 3% or 5% categories for my Chase cards, I'm putting it on one of my two Amexes (rotating between the two). So, we will see in a couple of weeks if Amex has changed their mind about giving me the Aspire.

Some encouraging DPs from today:

https://www.reddit.com/r/churning/comments/9fh12p/comment/e5wfty7?st=JM1F3LAX&sh=dfbd64f4

https://www.reddit.com/r/churning/comments/9fh12p/comment/e5wd5sd?st=JM1F6Z7I&sh=2cf9106f

Keep trying!
 
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Y'all!! I brought up the Amex plat card and the $550 AF, and my sweet dh was like, 'I know you wouldn't bring this up if you didn't think it was a good deal for us' :love: He totally trusts me so just wondering how long I wait before the targeted offer is gone. He wants me to get it now but I want to triple dip...
 


Well, looks like maybe I did squeak through under the radar! I called and they told me since I applied for both cards on the same day they were lowering my credit level on the CSP, but I could keep both cards. I asked if the bonus was still attached to both cards and she said they were!

That was my first thought since they just did that to me. Lowered each card by over 25,000! Crazy low limits now.

When did everyone get the bonus miles on their Barclay Aviator Biz? I can't remember when DH got his bonus miles after the $2.29 drink I bought at work. I thought it was before his $95 fee hit and his statement closed but not sure. Any way, I have one purchase on there and already paid off. I don't have my miles yet :sad2:. It's been about 2 weeks. Am I just too impatient?

I have been waiting for at least a month. Nothing!
 
Y'all!! I brought up the Amex plat card and the $550 AF, and my sweet dh was like, 'I know you wouldn't bring this up if you didn't think it was a good deal for us' :love: He totally trusts me so just wondering how long I wait before the targeted offer is gone. He wants me to get it now but I want to triple dip...

My wife was targeted with the 100k offer on CardMatch a few months ago. I put off applying until the weekend, and by then it was gone. It hasn’t come back since. :sad:
 
Was a little bummed about death of double dip since I had waited to pull the trigger on dh’s because I wanted to finish spend on mine first. But it wasn’t unexpected so I didn’t get too upset.

But if they take away my CSP with over $2,500 in spend on it, I will be very sad. Or don’t give me the CSR bonus I am still waiting for... ugh.

Not sure what plans are for us. I am at 6/24 now and I think I am moving on without chase for sure. Unsure if I will keep dh under 5/24 or not...
 


When did everyone get the bonus miles on their Barclay Aviator Biz? I can't remember when DH got his bonus miles after the $2.29 drink I bought at work. I thought it was before his $95 fee hit and his statement closed but not sure. Any way, I have one purchase on there and already paid off. I don't have my miles yet :sad2:. It's been about 2 weeks. Am I just too impatient?
I made a purchase and the AF hit within days. I paid both a few days ago but no miles yet. My first statement hasn’t closed yet, though
 
:thanks:I want to thank everyone for the lighthearted comedy being injected into the thread today. My emotions are on overload due to the DD sitch, finding out last night a very good friend ended her life Tuesday after her mother (also a good friend) died two weeks ago :sad1:, and my dh is having open heart surgery next Friday. Definitely real life puts credit card bonuses in perspective but unfortunately it's just one more thing to fret over right now. :earseek:
:grouphug: Hugs and prayers your way. Hope husband's surgery goes well. Posts like this can quickly remind us of our priorities.
 
That is fabulous news! Maybe there’s still hope for me? I don’t know what I should do, if anything. My sign up bonus for CSP didn’t post and the statement closed a few days ago. I have been using both cards quite a bit as I really do have separate uses for each card so I can keep my expenses separated. There’s over 2K on one and 1.5K on the other. I still have high CL on both cards. Should I message them about my bonus or let it ride? I have not had time to go back and read everything that’s been written on this so I apologize if I’m asking stupid questions lol.

I would let it ride. If they haven’t looked at your account yet, no need to draw attention to it.
 
:offtopic: With people having closures and having a bad day, I had one too. My car started jumping while driving and shaking going down the road. Ended up not doing errands and went home. Auto repair shop that I can walk to easily can't take car and look at it until Monday. Wife comes home, we eat dinner and I decide I am going for a haircut. That goes well and when I pull out of the parking lot, I get hit on the right rear by another car, while driving my wifes car. Great! Two cars now have repairs needed. More cosmetic than anything and the door still opens. Just a wrench in things and not having family in the area makes logistics very tricky with what will be getting an estimate, rental, and what not. Wife going to NY next week with her car so nothing happening next week.

Ok..rant over.

heh, i had a big car problem last month. After returning from my trip to seattle, i thought all is well until i drove my car back from my parents house. Car overheated and started making a weird noise. called for a tow was told i needed to wait 1 hour. This was after the flight from SEA delayed 2 hours after finding out when going to the gate. so here i am at 2:30am waiting for a tow... i decided to wing it home and i did.
Day 2 i called for a tow to my mechanic. Amex Plat Biz covered 10 miles free, mechanic is exactly 10 miles away so free tow yay! Now the bad news, car has a crack on the engine block. engine needs replacing. :\

So what now, my dad thought its time for him to upgrade his 220k mile corolla(which is given to me) and get himself a prius prime.

i still cant believe there is a crack on my engine block... you need to like... super abuse your car to do that... :\ mechanic said i had some terrible luck... This is after dropping $700 on fixing my steering wheel pump and $500 on brand spankin new tires 2 months ago... :\

off topic of course... i feel super unlucky... im over today. haha.
 
Y'all!! I brought up the Amex plat card and the $550 AF, and my sweet dh was like, 'I know you wouldn't bring this up if you didn't think it was a good deal for us' :love: He totally trusts me so just wondering how long I wait before the targeted offer is gone. He wants me to get it now but I want to triple dip...

ETA: Your DH sounds awesome. We’ve been chasing gift card and credit card deals on this board for years, so I know what you must’ve put your husband through. By contrast, I swear my wife wants to kill me sometimes with all my shenanigans. She loves me too much, though; and without me around, she’d have no idea what credit cards need paying or closing, or even the usernames and passwords to log into our accounts.

:rotfl2:

A triple dip would make the Plat an even better deal, but it’s an awesome deal as is, even with the $550 AF. Those 100k MRs are worth at least $1,000 in flights booked through Amex Travel. You’re getting two dips of the $200 airline credit this year and next (which I’m guessing you’ll turn into $400 worth of Southwest gift cards), and if you have a Saks you can walk into twice a year, you can come out with two $50 Saks gift cards that you can sell for 80-85% if you don’t intend to use that credit. What about GE/Pre-Check for the older kids who you can add as AUs? (The Amex Plat lets you add up to 99 “Gold” AU cards for $0, and each of these cards come with their own GE/Pre-Check credit. And Uber? :confused3
 
My wife was targeted with the 100k offer on CardMatch a few months ago. I put off applying until the weekend, and by then it was gone. It hasn’t come back since. :sad:
Similar circumstance here. Had 1 shot at 100k Plat...passed...never saw it again

Y'all are scaring me! Maybe I should just apply so I don't lose the 100k. That is worth more than the silly triple dip of the airline credit. I just need to finish off my MSR's I am working on. Mostly, it is the Marriott biz. I wasn't wanting the hassle but I can open a PNC account and fund that.
 
heh, i had a big car problem last month. After returning from my trip to seattle, i thought all is well until i drove my car back from my parents house. Car overheated and started making a weird noise. called for a tow was told i needed to wait 1 hour. This was after the flight from SEA delayed 2 hours after finding out when going to the gate. so here i am at 2:30am waiting for a tow... i decided to wing it home and i did.
Day 2 i called for a tow to my mechanic. Amex Plat Biz covered 10 miles free, mechanic is exactly 10 miles away so free tow yay! Now the bad news, car has a crack on the engine block. engine needs replacing. :\

So what now, my dad thought its time for him to upgrade his 220k mile corolla(which is given to me) and get himself a prius prime.

i still cant believe there is a crack on my engine block... you need to like... super abuse your car to do that... :\ mechanic said i had some terrible luck... This is after dropping $700 on fixing my steering wheel pump and $500 on brand spankin new tires 2 months ago... :\

off topic of course... i feel super unlucky... im over today. haha.

Man, I’m sorry to hear... That’s some major spend right there. But ha!, I was going to ask if you used your new Biz Platinum’s roadside assistance benefit!
 
Y'all are scaring me! Maybe I should just apply so I don't lose the 100k. That is worth more than the silly triple dip of the airline credit. I just need to finish off my MSR's I am working on. Mostly, it is the Marriott biz. I wasn't wanting the hassle but I can open a PNC account and fund that.
If it makes you feel any better - I passed on a leaked link. I've never actually pulled a 100k Plat for myself in any fashion. Ok...maybe that doesn't make you feel better, HAHA!
 
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