I love credit cards so much!

[Alexle2007]

With all of the Chase changes and now that I have two new personal AmEx which puts me at 6/24, I think it’s time to explore the offers that I have received in the mail.
- Citi TY Premier- 60k TY for $3k MSR, AF waived 1st yr
- Citi TY Premier- 50k TY for $3k MSR, AF waived 1st yr
- BoA Premier Rewards- 50k bonus with $3k MSR, $95 AF

DH- 2/24
- Cap1 Venture- 60k bonus for $3k MSR, AF waived 1st yr

Any of these I should go for? I think for the Citi TY, there was a step I wanted to take before using the mailer?

 

[hsmamato2]

How come in all the years I've had a SW CP, I never knew of this before???

https://www.doctorofcredit.com/alaska-status-match-now-available-online-but-dont-match-now/

I'm going to try after 10/1/18 to see if I can get Alaska MVP Gold 75K. Not that I have any Alaska miles, but I'm sure I can figure out a way!

I'm trying to figure out what this means... if I have the CP how does this help me on Alaska flight?(which I have later this year!)

 

[Lain]

Not sure how I can tell if it the Citi Pay version or generic Masterpass. Here is what I have done so far:

Entered first card. Masterpass logo on payment. $5.00 charge for Honda Financial Services.
Changed payment to DD's rent. $0.00 charge.
Entered second card. Deleted first card.
Masterpass logo on payment. $5.00 charge for Honda.
Changed payment to DD's rent. $0.00 charge.
Deleted Honda payee. Reentered Honda payee as business services. $5.00 charge.

I think that they don't like Honda for some reason! Was really hoping to make a few payments on the car.

hmm, other group reports plastiq + master pass is charging ppl. promo ended early? I just tried it for $250 and it is charging me.

:-/.

Reports on r/churning that Plastiq's Masterpass promo is charging a fee for checks but not for electronic payments:

https://www.reddit.com/r/churning/comments/9f6qgu/daily_discussion_thread_september_12_2018/e5vug78
https://www.reddit.com/r/churning/comments/9f6e7r/daily_question_thread_september_12_2018/e5vtn2a

For @disneybirds - If you haven't tried already, search the "recipient's name" + "Plastiq" on a web search and see if there's a result that comes up from Plastiq.com. That's where you can find out if Plastiq has a electronic direct deposit relationship with the recipient. Honda should be in there.

 

[Sarah_B]

Just got the call from Chase saying they’re closing one of our Sapphire accounts. $400 from meeting the MSR face palm

 

[Judique]

Just got the call from Chase saying they’re closing one of our Sapphire accounts. $400 from meeting the MSR face palm

Like means sorry this happened to you on this one.

 

[WVMomof3]

Just got the call from Chase saying they’re closing one of our Sapphire accounts. $400 from meeting the MSR face palm

Oh no!!!! So sorry!

 

[platamama]

Also, just checked YNAB and saw that I put my first charge on my CSP one year ago today! I believe I had the card expedited, so I think I was probably approved around 9/10, 9/11. How soon will I see my AF post? I want to get the CFU ASAP.

Glad you're feeling better. It should post on Oct. 1. Then you have 30 days to get the annual fee refunded I believe. I'm planning to PC mine too; just waiting to see if I should go for a 2nd Freedom (depends on the categories for Q4) or CFU.

 

[DisneyMandC]

Just got the call from Chase saying they’re closing one of our Sapphire accounts. $400 from meeting the MSR face palm

OMG. I'd be so mad. Did they give you a choice in which one they were closing.

 

[striker1064]

Also, just checked YNAB and saw that I put my first charge on my CSP one year ago today! I believe I had the card expedited, so I think I was probably approved around 9/10, 9/11. How soon will I see my AF post? I want to get the CFU ASAP.

ETA: Also need to do the Chase $300 checking bonus. Guess I need to send $1500 from Ally and then $25 from Fidelity. Always makes me nervous! Sounds like maybe 2 weeks from doing that before bonus posts? That's what yours was, right @havaneselover?

IIRC Chase posts the AF on the 1st day of the month following your anniversary, so you should see it on 10/1.

According to DoC, Ally does not work. I've noticed Ally working for less and less. You'll want to open the account with $25 initial funding, then push from one of the banks listed as working.

With all of the Chase changes and now that I have two new personal AmEx which puts me at 6/24, I think it’s time to explore the offers that I have received in the mail.
- Citi TY Premier- 60k TY for $3k MSR, AF waived 1st yr
- Citi TY Premier- 50k TY for $3k MSR, AF waived 1st yr
- BoA Premier Rewards- 50k bonus with $3k MSR, $95 AF

DH- 2/24
- Cap1 Venture- 60k bonus for $3k MSR, AF waived 1st yr

Any of these I should go for? I think for the Citi TY, there was a step I wanted to take before using the mailer?

Well I am pretty jealous of those mailers. BoA is the normal public offer so don't feel rushed to go for that one (but it is a good card).

Apply for the PUBLIC TY Premier offering first (linked). Then use your TY Premier mailers, 60 days apart.

 

[KPK02090]

Just got the call from Chase saying they’re closing one of our Sapphire accounts. $400 from meeting the MSR face palm

Bummer! When had you applied?

 

[platamama]

Just got the call from Chase saying they’re closing one of our Sapphire accounts. $400 from meeting the MSR face palm

*gasp* I'm so sorry to hear this! It's shocking. Geez Louise.

 

[Sarah_B]

They offered to close the one most recently opened which was the preferred which is the one I wanted to close anyways so I didn’t fight it. We opened end of July? I don’t have my spreadsheet here with me.

I guess I can’t really complain that I’m not getting free money, but I’m totally complaining that I’m not getting free money

 

[Albort]

Reports on r/churning that Plastiq's Masterpass promo is charging a fee for checks but not for electronic payments:

https://www.reddit.com/r/churning/comments/9f6qgu/daily_discussion_thread_september_12_2018/e5vug78
https://www.reddit.com/r/churning/comments/9f6e7r/daily_question_thread_september_12_2018/e5vtn2a

For @disneybirds - If you haven't tried already, search the "recipient's name" + "Plastiq" on a web search and see if there's a result that comes up from Plastiq.com. That's where you can find out if Plastiq has a electronic direct deposit relationship with the recipient. Honda should be in there.

LAME.

 

[Sarah_B]

Does this mean that the referrals I used are not going to credit ?

 

[jhoannam]

Umm... did I miss something? I just checked reddit DQ, someone said double dip is dead???

 

[havaneselover]

Back in the land of the living this morning... felt like garbage last night and exhausted from work and my grandma being in the hospital, so I read some last night but just got caught up with everything this morning.

With DD dead, Citi AA MSR complete once all the charges post, and $700 into SPG Biz MSR, I'm thinking I'll go for CSR for DH right before we go to WDW in November. I'm sure I'll pick up some smaller MSR cards, but I think I largely need to put spend on my Chase cards now that I'll need to make up the 50k difference from where I would've gotten DH the CSP before, plus the 10k referral I would've gotten. I read the DoC article on 5x points with Chase Pay at BBY, so I'm thinking I'll do that to pick up $200 worth of Disney GCs with Swagbucks, even though the Swagbucks deal has reduced some. Is there something I need to do to add that deal to my CSP? I didn't see anywhere to do it, but don't want to miss it.

Also, just checked YNAB and saw that I put my first charge on my CSP one year ago today! I believe I had the card expedited, so I think I was probably approved around 9/10, 9/11. How soon will I see my AF post? I want to get the CFU ASAP.

ETA: Also need to do the Chase $300 checking bonus. Guess I need to send $1500 from Ally and then $25 from Fidelity. Always makes me nervous! Sounds like maybe 2 weeks from doing that before bonus posts? That's what yours was, right @havaneselover?

The bonus posts on the Tuesday after you've hit the requirements. So my $25 "DD" from Fidelity hit Monday and the $300 was in there the next day. And I have until 10/31 I believe to get my balance to $1500 to avoid the monthly fees.

 

[DisneyMandC]

IIRC Chase posts the AF on the 1st day of the month following your anniversary, so you should see it on 10/1.

According to DoC, Ally does not work. I've noticed Ally working for less and less. You'll want to open the account with $25 initial funding, then push from one of the banks listed as working.

I think @havaneselover had indicated that the $25 from Fidelity worked as a DD, while the $1500 from Ally would just be to avoid the monthly account fees. Someone correct me if I'm wrong though!

 

[Albort]

They offered to close the one most recently opened which was the preferred which is the one I wanted to close anyways so I didn’t fight it. We opened end of July? I don’t have my spreadsheet here with me.

I guess I can’t really complain but I’m not getting free money, but I’m totally complaining that I’m not getting free money

ouch, if this is true... @SouthFayetteFan needs to know... :\

 

[DisneyMandC]

The bonus posts on the Tuesday after you've hit the requirements. So my "DD" from Fidelity hit Monday and the $300 was in there the next day.

You just did a straight transfer from Fidelity to Chase right? Nothing special about it?

 

[KPK02090]

DoC has posted that the BB, ebags 5xUR is a public offer. Any DP from people who haven't gotten the email but got 5X points?

I’m going to try this morning at Best Buy (along with the Swagbucks code) and I didn’t get the email.
I double dipped CSR/CSP in late August, so thinking I should try and meet that spend sooner rather than later.