I love credit cards so much! v2.0 (see first page for add'l details)

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Psychodisney

DIS Veteran
Joined
Feb 22, 2005
For anyone with large spend, the Capital One spark bonuses are back.
Up to 200,000 Bonus Miles
Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account openingfootnote1
The spark miles card earns 2% on all purchases and now 5% on hotels and rental cars. $95 annual fee waived the first year and a TSA/GE credit.
Comes out to $3000 worth of travel credit when you factor in the spend.
 
  • happ

    DIS Veteran
    Joined
    Jul 7, 2017
    Anyone ever have this happen? BOA switched my bankamericard I had gotten to the Cash Rewards card. I got the bankamericard as it was a 0$/0% card that I transferred my balances to when I took over my portion of the CC debt w/ the divorce. I went to close it this year and they talked me into keeping it since it's a $0 AF. I was going to close it hoping that maybe I could do the $0/0% offer again and transfer a balance back to it in the spring.

    I've never had a company switch the card I had before, LOL. I don't use the card currently, so I guess they are trying to woo me with the 3% back in whatever category I chose. Now I need to figure out what I want to chose. I use costco for gas 99% of the time, so gas isn't a good one. I already get 3% back on dining and travel w/ the CSR. So I guess I'll chose either online shopping or home improvement.

    My account number apparently isn't changing, but I'm guessing since it's a different card now, that means I could go for the $0/0% offer again if I need it?
    My bankamericard was switched to the cash rewards card, but it was at my request. I wanted the 3% back for online shopping (5.25% with preferred rewards). It works especially well when combined with BoA offers.
     

    Psychodisney

    DIS Veteran
    Joined
    Feb 22, 2005
    For anyone with large spend, the Capital One spark bonuses are back.
    Up to 200,000 Bonus Miles
    Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account openingfootnote1
    The spark miles card earns 2% on all purchases and now 5% on hotels and rental cars. $95 annual fee waived the first year and a TSA/GE credit.
    Comes out to $3000 worth of travel credit when you factor in the spend.
    For anyone with large spend, the Capital One spark bonuses are back.
    Up to 200,000 Bonus Miles
    Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account openingfootnote1
    The spark miles card earns 2% on all purchases and now 5% on hotels and rental cars. $95 annual fee waived the first year and a TSA/GE credit.
    Comes out to $3000 worth of travel credit when you factor in the spend.
    I know it's a huge spend! I have huge quarterly taxes which is how it makes sense for me.
     

    Artygal90

    DIS Veteran
    Joined
    Aug 1, 2017
    3 questions:

    1. PHL vs BWI? Any opinions?
    2. IAH vs Hobby?
    3. Any way to tnsfer MR to book a United flight?

    Trying to puzzle together if we flew to see my in laws next year instead of drove how we would do that with points and what currency we’d need. Need to preserve our AA stash for other planned flights or book United instead for one of them.
    Are your in-laws in the Houston area? If so, where? That will affect which airport I recommend. Hobby is much more compact and less busy/stressful IMO. It’s also convenient to where I live. It’s my favorite! However, if your in-laws are anywhere on the north side of town, IAH will be the better option. I also think United will have more flight options into IAH than HOU, which is primarily a SW airport. Plus IAH has more lounges/restaurants if that matters to you.
     

    Artygal90

    DIS Veteran
    Joined
    Aug 1, 2017
    I’m trying to plan our last trip for May 2020 before the SW calendar opens next week and need destination suggestions! We are thinking we will leave HOU either very late on a Wednesday or very early on a Thursday, spend Thurs-Sat sightseeing, then fly back on Sunday. I’d love to travel over Memorial Day weekend but don’t think DH will be able to get that weekend off.

    Anyone have suggestions for somewhere we could go that isn’t too long a flight (3-5 hours max) from Houston and where we could see the highlights in 3 days? We are looking to NOT do a theme park for this trip :) we have already been to LA, New Orleans, and New Mexico on recent trips, and are planning to do Denver in 2021. Suggestions welcome!
     
  • orangecuse

    Mouseketeer
    Joined
    Mar 30, 2018
    @Artygal90 we will actually be flying to houston for a cruise out of Galveston! Will probably rent a car either way and explore a little on our own so was just trying to figure out if one was awful or not haha United has direct flights from our local airport to IAH but if someone said Hobby was way easier we’d consider driving to the bigger city airport to do that!
     

    Artygal90

    DIS Veteran
    Joined
    Aug 1, 2017
    @Artygal90 we will actually be flying to houston for a cruise out of Galveston! Will probably rent a car either way and explore a little on our own so was just trying to figure out if one was awful or not haha United has direct flights from our local airport to IAH but if someone said Hobby was way easier we’d consider driving to the bigger city airport to do that!
    I see! Well HOU is definitely closer to attractions in the city center (Museum District, zoo, Theatre District), Space Center Houston, and to the cruise port in Galveston, and it’s easier to get in and out of. However, IAH is not awful or anything so if that airport has your best flight options you will be fine. It will just add some driving time. Will you be planning to fly in the same day as your cruise?
     
  • DisMommyTX

    DIS Veteran
    Joined
    Mar 7, 2015
    I’m trying to plan our last trip for May 2020 before the SW calendar opens next week and need destination suggestions! We are thinking we will leave HOU either very late on a Wednesday or very early on a Thursday, spend Thurs-Sat sightseeing, then fly back on Sunday. I’d love to travel over Memorial Day weekend but don’t think DH will be able to get that weekend off.

    Anyone have suggestions for somewhere we could go that isn’t too long a flight (3-5 hours max) from Houston and where we could see the highlights in 3 days? We are looking to NOT do a theme park for this trip :) we have already been to LA, New Orleans, and New Mexico on recent trips, and are planning to do Denver in 2021. Suggestions welcome!
    4-5 night cruise out of Galveston!

    Or, Cozumel is only a 2 hour flight, about 20,000 points plus $60 fees pp round trip.
    :beach:
     
    Last edited:

    SouthFayetteFan

    Saving Money on Disney Vacations since 2006
    Joined
    Sep 6, 2014
    I was going to ask how that works....If I have a Chase checking account is there an option to just drop it right into the Chase account?
    You can deposit it into any account. I don’t know if a Chase account would be any different but I just entered my routing and acct and how much I wanted to cash out. It was very easy. :D
     

    Artygal90

    DIS Veteran
    Joined
    Aug 1, 2017
    Does anyone else have a hard time using up PTO at the same rate as their significant other? For example, DH and I are traveling Saturday - Sunday in January and also Friday-Monday of Labor Day weekend this year. Because of the way our work schedules fall, he will have 2 of his 10 vacation days left, while I will have 8 days left (which for me translates into two full weeks off!). If we take a Thurs- Sun trip that only uses up 1 of my days and 2 of his. What do other people do in this situation? Take vacations without your spouse, like a trendy celebrity does? Do staycations? Hoard vacation days?
     

    papaof3

    King of my Castle
    Joined
    Mar 25, 2009
    According to this comment on r/churning those with self referral clawbacks can no longer refer at all on any cards. May want to check for those of you who were affected!
    https://www.reddit.com/r/churning/comments/dkyw56/_/f4oicca
    This happened to me I wish I had never self refered now. I’m afraid this may mean more pop ups when applying for new cards. Like we are black listed now. I hope not cause in another year I want to make a AMEX personal run of cards.
     

    snugglebug

    DIS Veteran
    Joined
    Dec 9, 2001
    @Artygal90 we will actually be flying to houston for a cruise out of Galveston! Will probably rent a car either way and explore a little on our own so was just trying to figure out if one was awful or not haha United has direct flights from our local airport to IAH but if someone said Hobby was way easier we’d consider driving to the bigger city airport to do that!
    If I ever fly out of Houston, I choose HOU every time.

    I just saw this on Facebook, and as @Artygal90 says, people underestimate the size of Houston. It can take awhile, especially depending on day of the week and time of day, to get around. I like to think of 45S as a parking lot most of the time.

    446577
     

    GZanta77

    (fka: uksaint)
    Joined
    Mar 25, 2018
    OK - I know we have seen some increases in airline baggage charges recently....but I just booked a reward ticket for DS on AA and in the fine print is the following......

    Baggage Information

    Baggage charges for your itinerary will be governed by American Airlines BAG ALLOWANCE -BOSMAN-01 Piece/ American Airlines /UP TO 50 LB/23 KG AND UP TO 62 LINEAR IN/158 LINEAR CM 1STCHECKED BAG FEE-BOSMAN-USD0.00/ American Airlines /UP TO 50 LB/23 KG AND UP TO 62 LINEAR IN/158 LINEAR CM 2NDCHECKED BAG FEE-BOSMAN-USD10000/ American Airlines /UP TO 50 LB/23 KG AND UP TO 62 LINEAR IN/158 LINEAR CM ADDITIONAL ALLOWANCES AND/OR DISCOUNTS MAY APPLY

    $10,000 for a 2nd checked bag :eek: Guess that won't be happening then.
     
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