I will just mention that I requested mine on 4/21 and received on 5/4 for our trip starting 5/14. I probably should have requested sooner to be safe, but it definitely was not 4-6 weeks of waiting. While I agree they should do more to safeguard that sum of cash (and that may be why they send it in such an obscure envelope), a gift card can be cancelled and reissued, I would think. Maybe a pain - depends what your level of risk tolerance is. For me, I've been that person at the front desk with a giant stack of gift cards watching my vacation time tick away due to super slow Disney computer systems. I welcome the chance to cut my time to 1/20th of what it was - same reason I like the new $100 gift cards instead of just $50s. But do what you feel okay about. Obviously, this didn't keep me up at night, other than almost tossing the card out without opening it.