We have his car that is 11-years old, DH’s truck which is 22-yo, DH’s work truck which is.....??? 30-yo?? And my car is 4-yo. He is listed as primary on the oldest vehicle. My car is the only one that has collision, they all have the highest deductible amounts possible, we have all policies through them and every discount they offer. They must, however, average as someone mentioned, because as soon as we added him, all of them went up. USAA suggested adding him to the oldest, so I guess it does help some.
I do feel like it’s robbery!! I complained about the prices when he was actually driving, but to not even have a vehicle and is 800 miles away.... this is insane!
We are going to keep calling and pricing around, and I’ll definitely post again if we find a solution.
That’s what they offered us. A whopping $33/month discount. If they would even lower our vehicles’ rates with him being away, I would be happy with that!
I’ve never heard of them, but I’ll research them. Thanks!
Thanks for all the help and commiseration. We have three boys who are all 4 years apart in age. This is going to be our lives for awhile!