Hi,
Like everyone in our situation, we have been paying an exorbitant amount on auto insurance thanks to a driving-teenage son. We just dropped him off at college 800 miles away with no car. We thought we could drop him from our insurance (USAA), but that was a no-go. We were told they may allow us to drop him with a stand-alone policy from another agency, but several phone calls later, and no one else will insure him as a solo policy. I understand that if he drives (he won’t) and is in an accident, we will probably be sued, so this is the explanation we’ve received about why they don’t separate. This is costing us about $250-300/month extra. Does anyone know of any other ideas/options for us to get him an independent policy? Thanks for any advice!
Like everyone in our situation, we have been paying an exorbitant amount on auto insurance thanks to a driving-teenage son. We just dropped him off at college 800 miles away with no car. We thought we could drop him from our insurance (USAA), but that was a no-go. We were told they may allow us to drop him with a stand-alone policy from another agency, but several phone calls later, and no one else will insure him as a solo policy. I understand that if he drives (he won’t) and is in an accident, we will probably be sued, so this is the explanation we’ve received about why they don’t separate. This is costing us about $250-300/month extra. Does anyone know of any other ideas/options for us to get him an independent policy? Thanks for any advice!