OK, I think I have found some kindred spirits, so let me share my strategy/logic and see what you all think!
I have an offer pending ROFR for 210 SSR points, and after that comes through, I’d buy 100 SSR Direct points for the same use year. It seems like managing different use years can get complex. Overall, I’m hoping to use our points to get 1 BR villas at SSR, but occasionally try to get a 1BR at other places if there is availability. Our kids are grown, but no spouses/grandkids just yet, but it seems like we could easily use 310 points/year for future whole-family trips with 2BR villas.
Getting the 100 Direct points would be not just to get the perks, but to also have the opportunity to stay in Riviera and future DVCs.
Thanks for your thoughts and I’m really enjoying the DIS boards!