2023 Goals

[comicguy]

It is that time of year again to come up with and post goals on what is to be accomplished in the near future. Last year we had a good year in accomplishing a number of goals, we did however have a couple that kind of fell flat (weight loss and decluttering) I am again using the SMART goals method when setting goals. If you want to join in and post/track goals that would be awesome. Mutual encouragement is always a good thing!

This years list is smaller so we can now prioritizing better what needs to be completed!
So without further ado here is my list of 2023 goals.

2023 Goals

Financial
WDW Vacation Fund 50/week Who does not want monet set aside for Disney!
0 / 2600

Brokerage Account Time to ramp up the retirement accounts as retirement is just 5-7 years away
0 / 7500

Roth Slow and steady
0 / 2500

New Car Fund Time to think ahead would like to pay at least half of new car with cash!
0 / 2000

Cut Discretionary Spending 20% This goal is getting harder each year but going to try and make it happen again!

Eat out no more than 4x/month (preferably less) last year it 50/52 eat outs so that was a win, trying to make it better this year!
0 / 48

Run Annual Credit Reports Usually completed when I do the taxes

Life
Read 40 Books Hoping to make it more again but this is the minimum I am looking for
0 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
0 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs Really need to lose some weight starting to feel a bit icky!
0 / 30

Spend more time outdoors This will help with the weight
0 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off Really helps to keep the house better organized
0 / 260 days

Declutter 500 items Need to get rid of more stuff but need to find the tie to do it!
0 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

 

[AnnaS]

Will give it a shot!! These come to mind for now

Home

I will be happy if we replace the carpet on the steps going down the basement &

Replace vanity/mirror/light fixture in one bathroom

Declutter Attic


Health

Would love to lose 10 pounds (put 7 on since June/broke foot/ankle)


Life

Trip to Italy

Try not to stress with the a few big events coming up (two new grandsons, 3 weddings (two out of state), two Christenings, showers, etc. etc. that I know of).

 

[becalubob]

Keeping things simple this year:

Improve health - walking more, nix the soda, would like to add some strength training, and develop a good bedtime routine.

Read - I'd like to read one classic novel each month.

Save money - we have a few trips planned this year, want to redo a room in the house, and get a new refrigerator.

Let's see how these go. Other things we have to look forward to this year are starting homeschooling for our youngest, and my daughter is opening a coffee shop in the spring.

 

[lockets]

Improve health - nix the soda

Years ago I had a really hard time nixxing soda, but I did it! Assuming you mean sweet soda like Coca-Cola, or the like, what worked for me was replacing it with club soda/sparkling water. Still get the refreshing, cold, carbonation feeling without the caffeine and sugar. I'm hooked on Perrier cans now lol.

 

[comicguy]

2023 Goals Week 1

Financial
WDW Vacation Fund 50/week
50 / 2600

Brokerage Account
710 / 7500

Roth
0 / 2500

New Car Fund
100 / 2000

Cut Discretionary Spending 20%

Eat out no more than 4x/month (preferably less) !
0 / 48

Run Annual Credit Reports

Life
Read 40 Books
0 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
1 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs
0 / 30

Spend more time outdoors
0 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off
5 / 260 days

Declutter 500 items
0 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

 

[nw6675]

Cut discretionary significantly beginning this month:

* dropped cable, kept internet - saved $100 per month
* added digital antenna ($50) - free local channels
* lowered cell plans - saved $50 per month
* agreed to no new devices for anyone
* dropped DoorDash subscription
* not renewing other types of ongoing subscription (app, magazines, cloud storage)
* only using grocery planning and lists
* not going places for the sake of going *which usually means an extra meal out, etc.

Putting money towards paying down debt.

Also living simply, mindfully, and purposefully. That will definitely help with decluttering and feeling accomplished.

 

[comicguy]

2023 Goals Week 2

Financial
WDW Vacation Fund 50/week
100 / 2600

Brokerage Account
910 / 7500

Roth
0 / 2500

New Car Fund
100 / 2000

Cut Discretionary Spending 20%

Eat out no more than 4x/month (preferably less)
0 / 48

Run Annual Credit Reports

Life
Read 40 Books
0 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
2 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs
0 / 30

Spend more time outdoors
0 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off
10 / 260 days

Declutter 500 items
0 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

 

[princesscinderella]

It is that time of year again to come up with and post goals on what is to be accomplished in the near future. Last year we had a good year in accomplishing a number of goals, we did however have a couple that kind of fell flat (weight loss and decluttering) I am again using the SMART goals method when setting goals. If you want to join in and post/track goals that would be awesome. Mutual encouragement is always a good thing!

This years list is smaller so we can now prioritizing better what needs to be completed!
So without further ado here is my list of 2023 goals.

2023 Goals

Financial
WDW Vacation Fund 50/week Who does not want monet set aside for Disney!
0 / 2600

Brokerage Account Time to ramp up the retirement accounts as retirement is just 5-7 years away
0 / 7500

Roth Slow and steady
0 / 2500

New Car Fund Time to think ahead would like to pay at least half of new car with cash!
0 / 2000

Cut Discretionary Spending 20% This goal is getting harder each year but going to try and make it happen again!

Eat out no more than 4x/month (preferably less) last year it 50/52 eat outs so that was a win, trying to make it better this year!
0 / 48

Run Annual Credit Reports Usually completed when I do the taxes

Life
Read 40 Books Hoping to make it more again but this is the minimum I am looking for
0 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
0 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs Really need to lose some weight starting to feel a bit icky!
0 / 30

Spend more time outdoors This will help with the weight
0 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off Really helps to keep the house better organized
0 / 260 days

Declutter 500 items Need to get rid of more stuff but need to find the tie to do it!
0 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

If you are contributing to the brokerage for retirement, it would be a better option tax wise to max out the Roth IRA contribution which is $6,500 if you are under 50 or $7,500 of you are over 50. You could by the same funds and stocks in the Roth that you do in the brokerage but it would be tax free in retirement. You are already paying taxes on both contributions to the brokerage and the ira but only the roth had uncle sams gift of being tax free on withdrawals. Once you max out the roth then contribute to the brokerage. Love your list, cheers to accomplishing all of them in 2023!

 

[comicguy]

2023 Goals Week 3

Financial
WDW Vacation Fund 50/week
150 / 2600

Brokerage Account
1535 / 7500

Roth
0 / 2500

New Car Fund
100 / 2000

Cut Discretionary Spending 20%

Eat out no more than 4x/month (preferably less)
2 / 48

Run Annual Credit Reports

Life
Read 40 Books
1 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
3 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs
0 / 30

Spend more time outdoors
1 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off
15 / 260 days

Declutter 500 items
0 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

 

[lockets]

Thanks for this thread!

My goals:

(1/98) Morning mile walk (2x a week)

(0/32) Salesforce Certification Modules (~4x a week to finish by April)

(0/245) Apply for jobs (5 per week)

(16/515) List items online (10 per week)

(0/49) Financial bookkeeping and planning (1x per week)

(1/50) Laundry completely put away (1x per week)

I have other general items to accomplish too but it’s great to be able to assign numbers to the above and track the progress on these!

 

[comicguy]

2023 Goals Week 4

Financial
WDW Vacation Fund 50/week
200 / 2600

Brokerage Account
1800 / 7500

Roth
0 / 2500

New Car Fund
200 / 2000

Cut Discretionary Spending 20%

Eat out no more than 4x/month (preferably less)
3 / 48

Run Annual Credit Reports

Life
Read 40 Books
1 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
5 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs
0 / 30

Spend more time outdoors
2 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off
20 / 260 days

Declutter 500 items
0 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

 

[lockets]

2023 Goals Week 4

(2/98) Morning mile walk (2x a week)

(4/32) Salesforce Certification Modules (~4x a week to finish by April)

(0/245) Apply for jobs (5 per week)

(19/515) List items online (10 per week)

(0/49) Financial bookkeeping and planning (1x per week)

(2/50) Laundry completely put away (1x per week)

 

[comicguy]

2023 Goals Week 4

Financial
WDW Vacation Fund 50/week
250 / 2600

Brokerage Account
2325 / 7500

Roth
0 / 2500

New Car Fund
200 / 2000

Cut Discretionary Spending 20%

Eat out no more than 4x/month (preferably less)
4 / 48

Run Annual Credit Reports

Life
Read 40 Books
1 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
6 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs
0 / 30

Spend more time outdoors
3 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off
25 / 260 days

Declutter 500 items
28 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

 

[Tygerlilly]

A little late to this, but joining in! I'm going to add in my numbers for Jan into this update.

Home
• Declutter/redo one room in the house per month. 1/12
• Clean kitchen at night. 20/364
• One load of laundry per day: wash, dry, put away. 4/364

 Financial
• April Vegas/Chicago trip: $3000/$5000
• November Florida trip: $0/$10,000 (this is a guesstimate and may change depending on if step son and his family can come)
• One month ahead on bills: $100/$3000
• Car fund: $0/$5000
• Keep groceries under $600 per month: 1/12
• Only eat out 2x a month (not counting birthdays): 2/24

Personal
• Lose 50lbs: 3/50
• Read 50 books: 3/50
• Work out 4x a week: 2/208

 

[Skywalker3]

Goals for this year:
Maybe pay off the car and truck notes. Would love to get rid of my van, but do not want another car note at this time
Start seriously saving for a trip to England. This likely won't happen until 2024, or later, but we have never actively saved for a vacation, and need to for something like this.
Not necessarily goal for me or DH, but have both kids get jobs this summer. For our DD, she'll need money for discretionary spending for college. Also hope to reduce what she'll borrow for a student loan. Either have her just pay the difference, or maybe we can
Also, need to start setting aside money for house repairs. We paid off the mortgage last year, and are already putting about 20% into retirement, but have no extra money for house repairs, renovation. We have NEVER done anything major here. We are of the mindset of 'if it ain't broke, don't fix it.' Actually more in the mindset of 'even if it is broke, just live with it.' We know we'll need a new roof soon, some plumbing repairs, and new carpet fairly soon, so need to save for that.

 

[lockets]

2023 Goals Week 5
*Goals started on Week 4 of the year

(3/98) Morning mile walk (2x a week)

(8/32) Salesforce Certification Modules (~4x a week to finish by April)

(0/245) Apply for jobs (5 per week)

(21/522) List items online (10 per week)

(1/49) Financial bookkeeping and planning (1x per week)

(2/49) Laundry completely put away (1x per week)

(2/5) Pilot some of my business ideas

 

[Shanna-like-Banana]

I'm keeping my goals super simple for now. Going to try my best to scan my Fetch receipts daily so I can do the daily bonus. It's free money, I usually pick a gift card that I can splurge something on myself for somewhere like Ulta, Sephora or Amazon then I can get my splurge shampoo/conditioner with no guilt. Last year I was able to get $200 in free reward gift cards, I wish they still had Disney cards!

 

[comicguy]

2023 Goals Week 6

Financial
WDW Vacation Fund 50/week
300 / 2600

Brokerage Account
2475 / 7500

Roth
0 / 2500

New Car Fund
200 / 2000

Cut Discretionary Spending 20%

Eat out no more than 4x/month (preferably less)
5 / 48

Run Annual Credit Reports

Life
Read 40 Books
2 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
7 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs
0 / 30

Spend more time outdoors
4 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off
30 / 260 days

Declutter 500 items
28 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom

 

[lockets]

2023 Goals Week 6
*Goals started on Week 4 of the year

(5/98) Morning mile walk (2x a week)

(8/32) Salesforce Certification Modules (~4x a week to finish by April)

(0/245) Apply for jobs (5 per week)

(34/565) List items online (10 per week)

(1/49) Financial bookkeeping and planning (1x per week)

(3/49) Laundry completely put away (1x per week)

(2/5) Pilot some of my business ideas

 

[comicguy]

2023 Goals Week 6

Financial
WDW Vacation Fund 50/week
350 / 2600

Brokerage Account
3115 / 7500

Roth
0 / 2500

New Car Fund
200 / 2000

Cut Discretionary Spending 20%

Eat out no more than 4x/month (preferably less)
6 / 48

Run Annual Credit Reports

Life
Read 40 Books
3 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
8 / 52

Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)

Health
Lose 30 lbs
0 / 30

Spend more time outdoors
7 / 208 hours (4 hours/week average)

House

Keep kitchen counter and table cleaned off
35 / 260 days

Declutter 500 items
28 / 500

Some of these items have been on my list for several years and need to get done!
Make a materials and cost estimation list for downstairs remodel project
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom