DisneyHardin
DIS Veteran
- Joined
- Jan 20, 2010
I love AAA, and don't ever ask for the discounts (except at hotels). They truly are my "keep my car insurance rates super low" service...I have a clean record on insurance and save $250/year for it...and AAA costs me way less than that. I do have towing and car side assistance on my regular insurance (it's just standard), but I wouldn't dream of using it.
Without AAA, I'd have had calls to my insurance 4 times in the last 6 years for roadside assistance...and I can't imagine what my insurance rate would look like from that. And when it's under 32 degrees, and your car dies 25 minutes from home at a homeless shelter on a Wednesday night with your kids in it (who had just volunteered at a Valentine's Party at said shelter) and they come out and replace the battery in under an hour right there for a very reasonable price - the service becomes priceless.
Using the Roadside assistance provided by your insurance company doesn't affect your insurance rate. I have used the Roadside assistance provided by State Farm several times and it doesn't affect my rates. Your car breaking down has nothing to do with you being a good driver or not.