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I love credit cards so much! v2.0 (see first page for add'l details)

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I think dcl is hard to figure out. I feel like opening pricing has been so much higher that gt rates at peak times are possible. But I certainly wouldn’t count on it. We did spring break on dcl in ‘13 and ‘15 and those were priced so well to begin with and went way up so no need to offer gt rates.
 


NEWEGG UPDATE:

@jhoannam @Lain and anyone else watching the Amex 30% off tech offer. It's disappeared from everyone's accounts, even though the offer was already added. It's gone from mine as well. Hopefully it's just an Amex screwup and it will pop back up but honestly I don't know what to make of this. Someone on DoC says despite it being gone from their offers they got an email confirmation from a purchase today.

I'll be the DP here. I had toe 30% tech offer and used it this am on the Lowe's GC deal from Newegg. Got the email confirmation immediately, but the offer has disappeared from my list.
 


I've only used Uber twice in Costa Rica. How hard is it for 6 of us? That's the only reason we haven't used it as a family yet.

DH is pretty willing to drive anywhere. He commuted into DC on a motorcycle in all weather. I hated those days. He's pretty good with traffic as long as I navigate, which is a stress itself and why I keep debating various modes. I will not drive DC at all. But I had no problem with Baltimore, I don't know why.

It's good you are arriving around noon since the traffic up to SF shouldn't be awful that time of day (at least it's not rush hour). I know others responded to the Uber question but I know they have larger vans. Honestly I usually let DD order the Uber since she knows so much more than I do.

New question for all you Disney cruise experts!

All the disney cruise talk recently has me really wanting to go in between a DVC stay in April. I've never done a Disney cruise. From what I gather, the prices will only go up, not down, correct? I'd love to do the GT rate, but I am not flexible with my date and looking back to last April, no GT rate was released for the cruise I'm looking at (3rd week of April 4 day Bahamas on Dream, departing on a Monday). Is that a good indication a GT rate won't be released for next year either? Would you recommend I book asap or wait and see?

Usually DCL goes up not down. If you really want to book I would go ahead and do so. It's 100% cancelable/refundable until the date you need to pay in full, so if something comes out before then you can just cancel. You are taking a chance if you wait until the last minute unless it's not super important to you if can book it. You can also see how full the ship is (and basically tell when everyone's kid has school vacation) by looking at the prices for the cruises all around Easter. It will be significantly more to book the same cruise when school is out (or at least it was every time I had to book during Spring Break). If you aren't set on the cruise then you could take a chance and wait to see if they release discounted rates.
 
For anyone going for Citi Biz AA #2 or more, make sure you cancel the biz cards you already have from here on out!

I applied for card #2 for myself and DH a little over a week ago. I didn't close card #1 for either of us, as I thought it wasn't necessary. Well, we were both instantly denied and my churning dreams were crushed:sad:.

I questioned if not closing the card was the reason for the denial, and I finally got my answer. Both our denial letters came and said the same thing: "We reviewed your application and can't approve it because: The business already has the maximum number of CitiBusiness/AAdvantage Platinum Select World Mastercard accounts which we will issue to a business."
How long ago did you get the letter? Is this a fairly new thing, of being denied if card #1 isn't closed? I didn't know anyone else had been denied for the same reason. I would've cancelled for sure if I knew. I think even if it's random, to be one the safe side, cancelling is the best bet.

I would close the card and recon if 1) I didn't hate calling in and 2) if I had any clue as to how to even go about reconning this...what would I say if they bring up that I just closed card #1? "Yes, I just closed my first business yesterday as I just wasn't passionate about that one, but I'm starting a brand new one today that really speaks to me"? lol.
My DH was denied, and part of the reason was the “maximum number” statement. Only he doesn’t have an account, he closed it over a year before the new application which was denied. Sometimes Citi is just stupid.
 
So RMN has a 5% cashback with target right now and we wanted amazon gcs but of course we can’t find them on target’s site right now lol. The RMN offer is until 7/31 so I’m hoping to see them back on tomorrow after prime day is over. The things I need from amazon aren’t prime day deals anyway
 
So RMN has a 5% cashback with target right now and we wanted amazon gcs but of course we can’t find them on target’s site right now lol. The RMN offer is until 7/31 so I’m hoping to see them back on tomorrow after prime day is over. The things I need from amazon aren’t prime day deals anyway

amazon decided to pull all their amazon cards off the internet. you will not be able to find anyone selling them except for one site.
best to buy from staples right now. 5x with CIC, Dosh and ebates both will trigger.
 
Usually, the Chase Ink Preferred is the card to get first if you're looking for a biz card with a great bonus. Also, you can call Chase and ask about product changing your Disney Premier to the no-fee Disney Visa. You don't need to cancel.

Does "changing" from Disney Premier to the non fee Disney Visa count as applying for a new card?
 
Does "changing" from Disney Premier to the non fee Disney Visa count as applying for a new card?
Nope! A product change does not count. Great move to avoid the fee done here ALL the time :)

It may even be beneficial to upgrade sometimes in order to get more rewards or a referral. For example, upgrading from a CIC to a CIP for the opportunity to refer to CIPs for 20,000 URs!
 
NEWEGG UPDATE:

@jhoannam @Lain and anyone else watching the Amex 30% off tech offer. It's disappeared from everyone's accounts, even though the offer was already added. It's gone from mine as well. Hopefully it's just an Amex screwup and it will pop back up but honestly I don't know what to make of this. Someone on DoC says despite it being gone from their offers they got an email confirmation from a purchase today.

I checked my Amex Offers, and the 30% back at tech providers (e.g, Newegg) is gone but so is the 10% back from Exxon. Several people also noticed these two saved offers gone from their cards in DoC’s comments. The Newegg offer might be very generous, but the Exxon offer is pretty standard. Amex Offers has been a complete mess this week. I’m assuming Amex is tinkering with it, since Amex Offers now displays more than 100 available offers, and maybe IT broke some saved offers.
 
NEWEGG UPDATE:

@jhoannam @Lain and anyone else watching the Amex 30% off tech offer. It's disappeared from everyone's accounts, even though the offer was already added. It's gone from mine as well. Hopefully it's just an Amex screwup and it will pop back up but honestly I don't know what to make of this. Someone on DoC says despite it being gone from their offers they got an email confirmation from a purchase today.
I chatted with Amex, if you added the offer it is still attached. They can check if you want to confirm. They hope to have this whole IT issue fixed as soon as possible.
 
Need help with refund on a CIP after MSR was met and all points transferred out. Due to the fiasco that is Woodstock 50, the owner of the B&B has kindly agreed to drop the price of my prepaid room (since I paid a premium for a concert that is not happening). So what to do with the credit? I have gotten refund checks on personal cards, but not sure what happens with a biz card. I am currently working on the MSR on his CIP2. Does Chase care that it was a 3X travel charge so I had bonus URs on the charge?
 
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