I love credit cards so much!

[GlamMistress]

So Chase sent me a secure message back. DH will have to call to upgrade to the CSR. That will go over like a lead balloon. DH doesn't like to call banks... or anyone really.

 

[palhockeymomof2]

So Chase sent me a secure message back. DH will have to call to upgrade to the CSR. That will go over like a lead balloon. DH doesn't like to call banks... or anyone really.

Ugh..I had read they only way to PC..was to call....but was really hopeful that had changed since my DH will not do phone calls....so I’ll probably be closing his CSP via SM in June

 

[DixieBri]

I applied for the SW Plus using an in flight link from reddit on 1/11. Kept calling to check the status and it was at 2 weeks until yesterday it changed to 7-10 days. I'm assuming that's not good. I'm at 4/24; the SW Plus would put me at 5/24. I lowered my credit limit on my Marriott rewards card yesterday so my credit utilization at Chase went from about 36% to 26%. I thought it might help to get approved but it changed to the 7-10 days after that. Last Chase app was the SW Biz on 1/7 which was approved, before that was the CIP in 9/2018.

Better to wait for the actual denial before calling recon? Any chance this may turn into an approval? A little nervous to call recon since it was the in flight offer and I haven't actually been on a SW flight in about a year.

 

[hsmamato2]

There was a problem with early closing dates last year, which affected @Alexle2007. Their points did not post until later in the month I believe.

noooooooooo so I have no hope then of getting in on the current sale....they're gonna delay the points till the last possible second as punishment for getting CP level too fast.....

 

[Chancery8]

I applied for the SW Plus using an in flight link from reddit on 1/11. Kept calling to check the status and it was at 2 weeks until yesterday it changed to 7-10 days. I'm assuming that's not good. I'm at 4/24; the SW Plus would put me at 5/24. I lowered my credit limit on my Marriott rewards card yesterday so my credit utilization at Chase went from about 36% to 26%. I thought it might help to get approved but it changed to the 7-10 days after that. Last Chase app was the SW Biz on 1/7 which was approved, before that was the CIP in 9/2018.

Better to wait for the actual denial before calling recon? Any chance this may turn into an approval? A little nervous to call recon since it was the in flight offer and I haven't actually been on a SW flight in about a year.

I don’t think it’ll turn into an approval automatically. This happened to my DH the last time I made him apply for a biz card shortly before I made him apply for a personal one. The personal one went from 2 wk status to 7-10. Turns out it was just a fraud alert type thing and he, meaning me, had to fax in a copy of his ID to prove he was the one actually apppying for the cards. Approved right after that. Sounds like your credit limits and 5/24 should be fine for approval, so hopefully it’s just an ID verification thing for you too.

 

[georgina]

I applied for the SW Plus using an in flight link from reddit on 1/11. Kept calling to check the status and it was at 2 weeks until yesterday it changed to 7-10 days. I'm assuming that's not good. I'm at 4/24; the SW Plus would put me at 5/24. I lowered my credit limit on my Marriott rewards card yesterday so my credit utilization at Chase went from about 36% to 26%. I thought it might help to get approved but it changed to the 7-10 days after that.

Wouldn't lowering your CL increase your credit utilization? As in, you are using a higher percentage of the limit available.

 

[wendow]

Ah, price for TAs, not the price you got from a TA. I've heard that can be quite good. Was the DCL website down? Working for me now with pricing. But very generally, under $5000 would be a good price for me with 2 adults, 2 kids in a balcony cabin, 7 days Caribbean.

ETA:
Remembered I saw a list by category before for a guideline of what's a good price:
Inside - $175 per night, per person, including all fees.
Oceanview - $200 per night, per person, including all fees
Verandah - $225 per person, per night, including fees.

From:
https://www.disboards.com/threads/current-gt-mto-flr-discounts.3244232/

Yes, the site was down for me last night. Thank you! The per night numbers are what I was curious about.

 

[wendow]

One of my BFFs is a TA. I recall we were hanging out a WDW a couple of years ago and she got an alert for TA pricing for a 7 day Caribbean DCL cruise that would sail a week or so or before Thanksgiving and it was something between $25 and $50 pp per night. It was already mid to late October when the offer came out. That's the lowest pricing I remember hearing about. If we had not been maxed on vacay time we would have gone with her. I know she did an Alaska DCL cruise for really low pricing too.

Wow! This was not that low but i think seems decent. I wonder if there are ever still rates that low? That’s crazy good!

 

[DisneyMandC]

I've barely kept with all the PL talk recently... I'm going to have to get you guys to teach me your ways next year so I can sneak in a trip to Star Wars after it opens!

 

[DixieBri]

Wouldn't lowering your CL increase your credit utilization? As in, you are using a higher percentage of the limit available.

You're right, my wording was wrong. I meant that the credit Chase would extend to me is lowered. I know there's the general rule that Chase doesn't like to give you more than 50% of your income for available credit. My actual credit utilization should be pretty low anyway, even with lowering one CL - most of my spending has been put on P2's credit card this month to meet a MSR.

I don’t think it’ll turn into an approval automatically. This happened to my DH the last time I made him apply for a biz card shortly before I made him apply for a personal one. The personal one went from 2 wk status to 7-10. Turns out it was just a fraud alert type thing and he, meaning me, had to fax in a copy of his ID to prove he was the one actually apppying for the cards. Approved right after that. Sounds like your credit limits and 5/24 should be fine for approval, so hopefully it’s just an ID verification thing for you too.

That's good to hear. Did you call recon before getting an actual letter then to find out about sending in the copy of his ID?

 

[disneymagicgirl]

The Disney site isn't letting me price anything so I just wondered if anyone kind of knew already what was a good price, or avg price. But you are right, it does really vary by date and cabin.

Just to be clear, I'm looking at Disney's prices for TA's and wondering what kind of deal it is

If you PM me the dates I can look up the price for you to compare apples to apples.

Our most recent 3A/3K, 2 VGTs, was about $8500

 

[disneymagicgirl]

This is so cool. I have no idea how any of this works. Does she get any choice at all about where she works, what kind of work she does and where she lives, or do they just get an assignment for the program?

No choice. Well, not really. At the application, they have you choose things you are interested in, but she (I ) basically picked almost everything so she'd have a better shot. If she were to apply again I think she'd narrow it down some. She does have several years of working at Sonic under her belt, so I assume that played a roll in it.
They also assign apartment and roommates. You can request, but no guarantee. We find out the work location and apartment next Monday, along with her schedule for move in/onboarding. Then at move in we find out the roommates.

 

[disneymagicgirl]

@disneymagicgirl What is the site for tracking SW fares?

airhint

 

[amalone1013]

So Chase sent me a secure message back. DH will have to call to upgrade to the CSR. That will go over like a lead balloon. DH doesn't like to call banks... or anyone really.

I was hoping they would since you're going to a more expensive card

 

[disneymagicgirl]

Anyone slept on a DVC studio sleeper sofa? Yay or nay?

 

[amalone1013]

Didn't want anyone to miss this, that's going for SW CP. Hopefully that will work for extra free points.

https://www.doctorofcredit.com/targ...have-10000-25000-points-post-to-your-account/

Of course, my Priority bonus should post today But I think my biz statement doesn't close until 2/3 so hopefully I get bonus points for those.

 

[LuckyMamaInDE]

Anyone slept on a DVC studio sleeper sofa? Yay or nay?

We regularly have (adult/college/teen) kids sleep on the sleeper sofa in the living space of Kidani 1- and 2-bedrooms. No one has ever complained or attempted to get a sibling or friend switch with them

 

[GlamMistress]

Guys I just put together a WDW vacation plan for a coworker... for this weekend. Lord help me (and them).

Half the stuff I was saying I was met with confusion and question marks. Like, what are "MDE? IG? FastPass????"

And then I forgot it's a holiday weekend to boot.

This one will be interesting.

 

[GlamMistress]

I was hoping they would since you're going to a more expensive card

Yeah and I told him. He shook his head and said "And I get no bonus?"

Right. You get no bonus. You understand 5/24.

ARGH!

 

[MrPTato]

Anyone slept on a DVC studio sleeper sofa? Yay or nay?

I think it depends on the age of the sleeper. I like to try and sleep on it at least once a trip. Having a king bed at home, so I like my space. Poly and BLT weren't too bad. I didn't like SS at all, either of the ones we have tried. Kidani was hit or miss...just had to find the sweet spot. I assume if you are lighter, it is more comfortable, but I could be wrong.