I have a question (not for you particularly
@ADLFAN): If you are of the opinion or come from an area where the norm/expectation is a large cash gift (thinking of those that mention giving mid-3 to low-4 figures), do you just decline the invitation if you don't feel like you can give that much? I guess I'm wondering if anybody would really say to a bridal couple "sorry, we're just not able to give a big enough gift to make us feel comfortable attending the event". Not that anyone would be likely to be that honest, but that's what it could actually come down to, right?
I've been informed by the DIS of a lot of things I wasn't aware of in my everyday life and "cover your plate" weddings are one of them. I've long ago realized it's ridiculous on my part to comment critically because it really is one of those things that legitimately vary from place to place. We all see things from our own perspective though; I imagine those who scorn DIY backyard potlucks or cash bars at weddings still presume the couple is expecting huge gifts, as would be customary in the scenarios they're familiar with.
I would never decline a wedding because we couldn't afford a larger cash gift. All of our family and most of our friends are on the East Coast and we are in CA, so even a $500 gift is a drop in the bucket compared to travel costs for my husband and myself to attend a wedding, between flights, dog daycare, food, rental car, parking or Uber to airport, etc., it dwarfs any gift we may give. As a result, we have absolutely declined wedding invitations due to travel expenses, we would then either send cash if one of us remembered to get a card in a timely manner, or pick something off the registry and send it with a note expressing our regrets.
Our cash gifts are larger now, but when we were first starting out on our own our cash gifts were much smaller, and I assume that people understood that, if not, that's on them, as we gave what we could and celebrated with the bride and groom.
When we got married most of our parents' and grandparents' generations gave larger cash gifts, and those of our own generation gave smaller cash gifts or even just cards. We knew that some family members had financial struggles, and we were just happy that they attended the wedding at all. One woman in particular made me a beautiful towel cake that I still have. When my SIL was married this past weekend, ten years after mine, that same woman gave her a modest cash gift because she is now in a secure job and is doing well!!
I said it depended on your perspective. You had an opinion and I had a differing opinion than you. You said "It's easier for the newly married couple to deal with a bunch of envelopes than packages right after the reception." as if that was fact. It's your particular thoughts likely your own experience. Having a bunch of envelopes wouldn't have been more practical for my wedding and as I already stated physical gifts were majority sent to our house-that is my experience. So yeah again it depends on perspective.
As far as checks--
I couldn't cash half of them for a while because of how people wrote them out. I had to legally change my name first, I had to change my name on my bank accounts using my marriage license. I hyphenated my name so when someone said Mr AND Mrs Mickelson (which I was not) I had to show my bank my marriage license, combined with my new identification (my new DL) showing my new name plus my bank said "well we can see your maiden name on your account is reflected in your married name so we can see you are the same person).
I could cash the checks that were made out to Mr OR Mrs Mickelson and those my husband alone could endorse. I could also cash the ones made out to Aaron OR Mackenzie without a last name attached as either one of us could endorse it.
The ones made out to AND both of us had to endorse and since people assumed that I took his last name combined with the waiting period to change my name (as I went on my honeymoon right after and then waited several weeks later til I could take a day off to go to the DMV and the Social Security office to legally change my name plus getting the official marriage certificate copy needed to change my name) meant the checks weren't cashed for a while.
As for showers--
I only had 1 shower and it was just ladies. Wedding registries are extremely common in my area and the vast majority of the gifts will be given for the wedding not the shower (IME). I haven't been to a wedding that hasn't had a wedding registry with the exception of this last weekend--then again it was my father-in-law's wedding and his was his 3rd wedding and his bride's 2nd wedding..very little gifts were even given nor much cash either. Multiple marriages tend to function differently anyways.
Great on the cultures part but I wasn't talking about that. I was simply talking about your statement of "It's easier for the newly married couple to deal with a bunch of envelopes than packages right after the reception." Cultural differences are very different than matters of opinion on dealing with a bunch of envelopes than packages right after the reception.
This is definitely a YMMV thing. I never took my husband's last name and at least half of our wedding checks were made out to his full name AND my first name + his last name and we had no issue depositing them together the day after the wedding, and I obviously had no paperwork or ID to corroborate the name listed as mine, as it wasn't, and still isn't, my name. My husband's grandmother even still sends birthday checks to that name and I have no issue depositing them, and I have never brought our marriage license to the bank or anything like that and this has been with two different large banks.
I am used to physical gifts being for the shower or those who don't attend the wedding but still send a gift, and cash for the wedding itself, although some people who attend the wedding still send a gift instead, but those are sent directly to the couple to the address listed on the registry. I can't remember ever seeing a physical gift at a wedding. Of the past six weddings I have been to only two of the couples lived within 1000 miles of the wedding venue, so physical gifts brought to the reception would not have been practical for the bride and groom.