Maybe they didn't use any of the points. Sounds like they made a reservation and then changed their minds. The ad says they borrowed 118 from 2001, but then banked 100 from 2000 (other 100 was maybe Magical Beginnings??). Maybe they borrowed the 118 to make a reservation (also using the 100 left from 2000), then cancelled it, so the borrowed points have to be used by 7/31/01 (August use year). Then maybe they still had time to bank the 100 from 2000. It would probably be difficult to close in time to use those 118 borrowed points.