That you are given an 800# to call both CRO and dining. Now, I don't know about you guys, but I have changed my resort ressies and dining ressies so many times, my phone bill alone would surely exceed the price I paid for my DC card, lol. Plus, they leave you on hold for so long, it's surely worth it then! I, too, don't use it for purchases, but agree that DC is the deepest car discount for National..we got a rate of $l78 for April vacation, I think it is up to about $280 by now for the same week. To each his own, I guess. That is why they made chocolate and vanilla.