We've been toying with DVC for years. The biggest issue is that we don't go every year (every other, or sometimes every third...but usually every other), which makes figuring out value difficult. So I've been trying to figure out how much we would expect to spend when we go, and how much buying DVC would average out to, when you account for dues.
So...what I think I know, and am using in my calculations (I'm looking for you guys to tell me if I'm right, or if there's something else I need to know).
If we bought AKV, we'd get around 41 years of use out of the contract. Currently, I'm finding a rate of dues of $6.3/point- that's per year? And it is subject to increase, yearly, yes?
And (this is where it seems hazy)...with the ability to bank or borrow points, we could buy 1/2 the points we needed for our projected stay and have them available for the trip? (Are there any caveat's to doing it that way?) And, do the amount of points per room per time change, or is it just the dues/cost of ownership that increases?
Also, I've read about being able to buy points in multiple locations. Do you need to have enough points to actually book your stay there, to be eligible to book there 11 months out...or does owning some small number of points there (with the rest somewhere else), give you the same benefit?
So...what I think I know, and am using in my calculations (I'm looking for you guys to tell me if I'm right, or if there's something else I need to know).
If we bought AKV, we'd get around 41 years of use out of the contract. Currently, I'm finding a rate of dues of $6.3/point- that's per year? And it is subject to increase, yearly, yes?
And (this is where it seems hazy)...with the ability to bank or borrow points, we could buy 1/2 the points we needed for our projected stay and have them available for the trip? (Are there any caveat's to doing it that way?) And, do the amount of points per room per time change, or is it just the dues/cost of ownership that increases?
Also, I've read about being able to buy points in multiple locations. Do you need to have enough points to actually book your stay there, to be eligible to book there 11 months out...or does owning some small number of points there (with the rest somewhere else), give you the same benefit?