I am considering getting a smart phone in the next week. I'm having a problem with the expense but think I would like it. I was wondering if any of you great budget people have found a say to save money using any of the apps? I think I've heard there are some but not sure what they are or how they work. Any other pros or cons? Has anyone ever bought a Verizon certifies preowned one? They say that they are just the ones people returned within the first 2 weeks. They are cheaper and non-smart phones can be free. Thoughts?