We are a family of 5, and our youngest will be 2 on our next trip, so she won't have her own dining plan. But she is 1 now and already eats as much as or more than her brothers. Would we be able to use one of their credits to get her own meal at a QS or TS restaurant? (I already know she will eat free at buffets and family styles). Can you redeem more credits than the number of plans you have?