Unless you plan on eating breakfast in your room to save money, then yes it does pay in my opinion. Breakfast for a family of 4 can easily run $30 and up. Now, free bottled water to take to the parks, at 2 bottles a piece at a park price of $2.50, you've now saved an additional $20 per night. There are snacks out all day, as well as beverages, has to amount to at least $10 per day. As well as deserts out every night, that another $10 per day at least. Now, add in secure building, private check-in and help with PS's, it's a no brainer to me!!! We love concierge at WDW, and other than staying in our DVC accomdations, we'll almost always stay concierge from now on!!!