Ontario - Best Medical and Travel Insurance for Son no longer covered with my Company Benefits?

[Jo-Anne]

Hi - OT - my son is now finished University and as of August 30 will no longer be covered by mine or my husband's company benefits for medical/dental and travel (we are both with Manulife). So now we are faced with searching for coverage starting Sept 1. He's also taking a 2 month trip starting mid September to Vietnam and Thailand. Before I go down the rabbit hole of all the various companies, are there ones you'd highly recommend with good coverage for this trip and until he finds a full time job with benefits. Thanks!

 

[bababear_50]

Hi Hon
Maybe start here
CAA
https://caasco.oriontravelinsurance.ca/

My son is also looking Scotland/Rome/Turkey in the Fall.
Remote working and he is taking advantage of that however he does not have Insurance as he is only contract right now.

Best wishes
Mel

 

[Sue M]

You could buy a separate policy for him with Manulife. I use Blue Cross.

 

[Starwind]

Since he will no longer be eligible for your group coverage he may be eligible to get an individual plan without the normal restrictions someone would have if they just got an individual plan -- IF he gets it within a certain number of dya (IIRC 30) of losing the group coverage.

Really important to check if those types of plans will apply and if they do to get it within the proper time window, otherwise the kinds of individual plans he would be eligible for will have much less coverage for more $. Manulife and Blue Cross both have those types of plans and have info about them on their websites.

For travel medical and interruption insurance we have an anual multi-trip policy with TuGo.

 

[kuhltiffany]

I usually buy Manulife through Costco travel.