Five cruises to AK (only 1 in Disney) - once in a Verandah. Ships have enough outside space that you can take it in. But those who love sitting on a Verandah really like it in AK. The money is wasted when I have one. I want to be where the people are.
Someone else must have seen those same rates and asked a related question;
the best advice they were given is to price airfare and hotels. And be willing to forgo any “must do” activities If you can’t book them. (If you can’t pre-book excursions, there should be vendors in each port hoping to fill up their excursions). We picked up a helicopter trip when we finished our train excursion midday in Skagway.
Airfare may take a big bite out of that difference between inside and verandah. But it may be the best price, overall, than you might see in years.
Most airlines have a 24-hour clause that allows you to cancel for a refund without penalty. But that cheap Disney cruisefare is pay now and can’t cancel.