Metlife Dental Questions

[dfchelbay]

Anyone know what the rules are for adult children on Metlife Dental? I know kids can stay on dental policies until age 26, but do they have to live with you, in your house? Can they live on their own and still be covered? It doesn't really say anything on their website at all about it and when calling them they want all your info before they answer any questions about coverages. Not interested in being hounded by a sales person later in order to have a question answered.

Anyone know the rules? Thanks

 

[ceecee]

I believe it is 26 as long as they are a student.

 

[mguilford1]

I have double dental coverage one from my work, one from my husbands and it all depends on the employers plan. my work allows up to 26 no matter what just like the federal law about healthcare. my husbands work does not allow kids on dental plan unless 22 and under and in college. My husbands work does allow the 26 and under on health insurance as required by law. I would check with your employer.

 

[Fierce Fairy]

I have a 25 year old and he is only on my husband's medical. My 20yr (she is in college) is on all three medical/vision/dental. We have Anthem BC/BS for medical and Metlife for dental. It really depends on the employer as to what they will cover after the required 26 year old medical. Good luck in navigating this whole medical/vision/dental forest, it can get tricky.