Obviously, it depends on your personal situation, but we feel it's one of the best investments we've made over the years. When we have it, we don't hesitate to stop by any Disney photographer for a shot - and a 'magic shot'. And the ride photos that pop up now and then? All worth it. We had it in Dec, Jan, and March, and found plenty of Disney photographers all around the parks - much better than we were expecting. For us, instead of looking back and wishing we had more photos to remember the trip - we do MM, stop now and then for some more professional shots, and make sure we have no regrets. The photos we get through MM are priceless in the future. We've also used a place like Shutterfly to display many of the photos, whether it's a printed picture, a framed picture, or a coffee-table book. But we also have many of the photos running through a digital picture frame - so easy to load.