My advice: obsessing over FPs and TouringPlans is a fools errand and there are better ways to maximize your day than constantly being on your phone or checking an itinerary.
The basic strategy for maximizing rides while having fun in MK is this:
1. Rope Drop, obviously.
2. EMH if it’s avaialble.
3. Lower crowd days.
4. Make a list of all the attractions you actually want to do. My guess is it will be less than half of what’s available.
5. Be aware of the rides that load faster and don’t waste FPs or low morning crowd time on them. Rides like Haunted Mansion, POTC, and Small World.
6. Grab FPs at your 30 or 60 day window for 10am, 11am, and 12pm. Use these in the Fantasy Land / Tomorrow Land areas. Then, at Rope Drop head left to the Adventure Land and Frontier Land areas to ride everything there you want, perhaps more than once before starting your first FP around 10:55. (These hours are based on a 9am park open).
7. As soon as you swipe your band for your third FP, grab another, and so forth.
8. Spend your afternoon riding either the fast loading/low line rides (point 5) and whatever you got a FP for.
9. I agree with your basic sentiment that Di$ney is expensive and there no one attraction that’s worth spending a lot of your precious minutes waiting in line for, so be open to change and go where the lines are lower.
That’s really about it. You probably won’t need a TouringPlan if you just follow this advice.