Ok..... thank you all for tolerating my
questions here..... every time I think I have this figured out,I forget some detail or other and make myself miserable.....I didn't even know the credit journey was thing! That was most illuminating..... so it appears (?) I am 5/24 ....counting inquiries- I miscalculated (I think) I had one that dropped Nov.5,and app'ed on the 8th,too close I guess. In addition,I have 4 chase
*dates* 11/20-1/21-3/21-7/21 plus an amex so that's 5....one of those 5 is a C.I.U. For some reason I had it stuck in my head that didn't count,as it's a biz card. So counting that,I'm not under again till 11/22......
And this is why my records are getting a total refresh.