Newbie question. I have a DC and tried for a Premier 2 days ago. Not approved. Not high enough credit score. I'm between 775 and 801 with all 3. But...I tried yesterday for Amex Platinum and got approved with 100k points and 10x groceries/gas. The AF is hard to swallow, but i managed to use my $20 streaming, $20 wireless, $50 Saks, and $35 Ubereats credits all yesterday after getting approved, lol. Still can't figure how to use the travel fee credits with no air travel for me on the horizon. But hate to waste it!
Any advice on when/what situation to retry for Citi? I'd really like to get more TYP, right now the ones i have via the DC card are not doing me much good. Although I really like using that card and find myself pulling it out in lots of situations.
I'm 6/24. Got CSP in October (which put me at 5/24) and Amex Plat yesterday.
I suppose my biggest goal at the moment - to take my junior DD on a graduation trip in 2022. That's kind of why I've been thinking about MR/TYP etc. But I'm new at the travel with points game so...