Well, I did it. No more DirectTV. We are saving $100/month even when you factor in the services we are subscribing to. We did find we were missing "live" TV as it is nice to be able to see local news once in a while (not too often - MAN is that depressing!). Luckily I was able to get local and network channels (and an awful lot of just garbage programming) with a digital antenna. Thanks to all here for the encouragement.
Now a question; Has anyone found a way to record content after "cutting the cord"? It feels like a step back about 20 years in technology as the live, OTA content you would have to tune into - I can't see how it would be able ot do that automatically like a DVR. Believe it or not, I still own an operable VCR - will probably go that route if I really need to.