But I think you proved my point -- I said most families who stay onsite are spending $5,000 to $10,000 -- You then said your family is $8,000.... Right in the middle of my estimate.
As to the family that spends "only" $3,000 --- You're missing the point, Genie+ is not a mandatory purchase. Nobody has to buy it. Just like nobody has to buy park hoppers, eat expensive restaurants, etc.
So your budget family example -- They opted not to buy Park hoppers, despite the added convenience of being able to hop between parks. Similarly, they can opt not to purchase Genie+ if it's outside their budget. Or, more likely... they can purchase G+ for 1 or 2 days, when they plan on trying to get the most done. And use intelligent touring plans their remaining days. Including maximizing early morning hours. So their cost of G+ for 2 days would be $120, not $500.
Or, that family can choose to stay off-site -- Spend $2500 instead of $3,000 by staying in a cheaper off-site location, and applying $500 to G+/LL.
Yes, people with lower budgets have few options. But that's not new. Should Disney drop their
ticket prices to $1, so that everyone can afford it? Maybe they should price their VIP tours at $5 per hour, so everyone can book a VIP tour?
That's the actual beauty of Disney's current transition: There is more than one way to slay the beast. Depending on your touring style as well as your budget, you have lots of options.
You want to do Disney's top E-ticket most popular attractions?
You can:
1 -- Bite the bullet and get into a standby line
2 -- Purchase a LL pass
2a - Stay in cheaper accommodations, to make up for the difference in price of LL purchases
3 - Stay onsite, and do the attraction during Extended Morning hours rope drop with a short wait
4 - Stay onsite deluxe, if the attraction is Epcot or MK, and do the attraction during evening extended hours with a relatively short wait
5 - Book a VIP tour that includes the attraction
Obviously, the bigger your budget, the more options you have. But there are options for multiple touring styles and budgets.