For the record, I work in the loan servicing dept at a bank, NOT a car dealership.
Not me, but a coworker the other day:
Customer: Can you just email me the documents so I can get them quickly?
Employee: Yes
Customer: Will I be able to print them?
Employee: Do you have a printer?
Customer: Yes
Employee: Yes
The one below has happened to me, on more than one occasion as well as others in the office, and the conversation goes on back and forth:
Customer: My car tore up (motor, or transmission etc...) and I can't drive it anymore.
Me: I am very sorry to hear that.
Customer: I am not paying for a car that I can't drive.
Me: You still owe $5,000 on your loan.
Customer: No, the car doesn't work anymore. I am not supposed to pay for that.
Me: I know the car doesn't work, but you still owe for the loan that you took out to buy it.
Customer: You don't understand, the car doesn't work anymore.
Me: You borrowed money to buy this car from wherever you bought it. You owe the money whether or not the car works.
Customer: I can't pay for a car that doesn't work.
Usually the conversation closes with: Can you guys come get it?
An unusual one I had a while back:
Customer: I paid off my car and you sent me my title, but you didn't send the extra set of keys. Can I have my extra set of keys now?
Me: What???
Customer: Once my car is paid off, you should send me the extra set of keys.
Me: We do not have any car keys here.
Customer: You don't keep the extra set of keys when you are owed money on a car in case I didn't pay for it?
Me: No, we don't keep anybody's car keys.
Customer: Are you sure?
Me: Yes.