DCL cancellation policy

[Penulma]

Can anyone explain the cancel for any reason cancellation policy with DCL? is this included or do You have to purchase the insurance to get it? And can anyone please break down what it means? For some reason I just don’t understand it. So if you cancel 89-45 days prior you lose your deposit. Does that mean with that cancellation you get 75% of your deposit back?

it says receive a future cruise credit for up to 75% of the cancellation fee amount to apply toward a future Disney Cruise line sailing

 

[Mommb]

Disney Cruise currently has a temporary cancellation policy for cruises departing through December 31, 2021. This policy allows cancellations with no penalty up to 60 days before sailing (except for Concierge and Restricted fares). The temporary Cruise Date Flexibility policy allows passengers to change to a late cruise (departing through September 30, 2022) with no penalty up to 15 days before sailing. These policies are automatic for everyone who books a cruise before July 31, 2021.

For cruises next year and beyond, the temporary policies will not apply (unless they are extended). The standard cancellation policy has penalties for cancellations or changes beginning at the final payment date for each cruise. If you purchase optional trip insurance from Disney Cruise, which must be purchased before the final payment date, the insurance will provide a full refund if you cancel for a covered reason (sickness or injury of you or a traveling companion, death of a close relative, or a few other events). If you cancel for a non-covered reason, the insurance will deny coverage but Disney Cruise will allow you to apply up to 75% of the amount you have paid for the cruise toward another Disney cruise within the next year.

This benefit is available only if you purchase trip insurance through Disney Cruise. It is not a cash refund, but (like the Cruise Date Flexibility for cruises this year) an option to move some of the money paid for the cruise you cancelled to another cruise. This is useful if you want to take another Disney cruise in the next year. There are other insurance companies that offer other “cancel for any reason” coverage, usually for an additional fee with standard trip insurance, that provides cash refunds.

 

[Penulma]

Disney Cruise currently has a temporary cancellation policy for cruises departing through December 31, 2021. This policy allows cancellations with no penalty up to 60 days before sailing (except for Concierge and Restricted fares). The temporary Cruise Date Flexibility policy allows passengers to change to a late cruise (departing through September 30, 2022) with no penalty up to 15 days before sailing. These policies are automatic for everyone who books a cruise before July 31, 2021.
For cruises next year and beyond, the temporary policies will not apply (unless they are extended). The standard cancellation policy has penalties for cancellations or changes beginning at the final payment date for each cruise. If you purchase optional trip insurance from Disney Cruise, which must be purchased before the final payment date, the insurance will provide a full refund if you cancel for a covered reason (sickness or injury of you or a traveling companion, death of a close relative, or a few other events). If you cancel for a non-covered reason, the insurance will deny coverage but Disney Cruise will allow you to apply up to 75% of the amount you have paid for the cruise toward another Disney cruise within the next year.

This benefit is available only if you purchase trip insurance through Disney Cruise. It is not a cash refund, but (like the Cruise Date Flexibility for cruises this year) an option to move some of the money paid for the cruise you cancelled to another cruise. This is useful if you want to take another Disney cruise in the next year. There are other insurance companies that offer other “cancel for any reason” coverage, usually for an additional fee with standard trip insurance, that provides cash refunds.

We’re sailing next year. It would be nice if they extended it so I guess we’ll see. But okay so gotta buy the insurance to get that extra coverage from to cancel for any reason from DCL. But it says you get 75% of the cruise cancellation fee as a cruise credit. So does that mean you get back less and less to apply to a future cruise depending on how many days prior you cancel?

 

[lanejudy]

But it says you get 75% of the cruise cancellation fee as a cruise credit. So does that mean you get back less and less to apply to a future cruise depending on how many days prior you cancel?

Correct. Cancelling for a covered reason should make you whole with 100% reimbursement. If your reason for cancelling is not a covered reason, “Cancel for any reason”(CFAR) insurance rarely reimburses100%, usually 70%-75%. You might want to shop some third party coverage that might cost less for similar or better coverage.