OP here. My daughter was diagnosed at the Cleveland Clinic in November 2019 with rheumatoid arthritis. She was living in Connecticut at the time and it was a six month wait to see a rheumatologist. Covid hit and her appointment was canceled. By fall 2020 she had moved back to Maine, not working, with no health insurance. Once she got a job, she had to go through the hoops for the insurance company (yes, the insurance company dictates who can be seen for what, and how to go about it) and when she was finally supposed to be seen by a rheumatologist (Jan 2021) SHE had covid and had to cancel. She dealt with the long-term debilitating migraines from covid for almost a year and finally scheduled another rheumatology appointment, but before the appointment came around she started grad school in the fall of 2021... again with no health insurance, so canceled the appointment. Once she had health insurance she's seen her PCP twice since Jan 2022 to be told both times as she wasn't having "a flare" they couldn't do anything about it. She finally was able to change PCPs (and health care conglomerates) and YES she has been told that she has to have xrays and blood work and PT/OT before she can get a referral to a rheumatologist- otherwise the insurance company won't approve the rheumatology appointment or anything that comes of it.
I am not sure why people don't want to believe that the wheels of medical care turn much slower in some places than others. It took me 22 weeks to get an MRI and into an orthopedist. Also, insurance companies DO dictate the pace and pathway of health care. Part of the hold-up was that my PCP requested an MRI, it was refused, and I had to have 6 weeks of PT and then my PCP had to find two more physicians to sign onto me needing an MRI before they'd reconsider the request. We are in a health-care desert here, with a significant lack of physicians (six hour wait at walk in care last week) and long, long waits for some appointments (seven months for a mammogram), even with a PCP (three weeks). Having lived in the Boston metro area for 30 years, this is extremely frustrating for me. Many people we know who have significant health issues drive over 2 hours to Portland ME or over 4 hours to Boston to see specialists for their treatment. One of the concerns DH and I have about our impending retirement is the lack of health care in our area.