At this point, I am frustrated by Disney’s lack of transparency for the refunds that have not been received. All they can say (and ONLY to the passholder, not the spouse) is if the refund is “in process” or not. If it is not, they have no information on when it might be. For us, we upgraded 4 day PHs with MP to Flex passes in October of 2019. So Disney has had our money for 18 months with no usage of the passes for 12 months, and they can’t give any idea when the remaining pass will be refunded. I think this is lazy and cheap on the part of Disney, and I am not going to defend them anymore because “we are understaffed due to COVID.” I definitely believe that Disney is intentionally understaffing things to save money at this point, and they are slow playing some refunds to keep cash on hand for Disney. At this point, every one is hurting in this pandemic, many pass holders lost their job, had reduced income during the last year, or saw the revenue from the business that they own go down significantly (I am in this boat). These folks need their money refunded, Disney. And not whenever you get around to it; Disney has had this money for at least 12 months now, and has earned interest on this money etc. It is time, in my opinion, for them to finish all the refunds right away. If I buy something from Disney, they manage to have the CMs and IT infrastructure to charge my credit card within hours. So they can’t use lack of CMs or IT infrastructure as their excuse for the long delay in processing some of these refunds. This is my frustrated opinion, and I hope I haven’t offended anyone!