2021 Goals

[kanerf]

I only have one 2021 goal. Survive. Lost my job in Dec. Have a few good possibilities for a new one, but don't have it nailed down yet. Because of my talent set, I have to work out of state, so have little time for doing things with the house.

 

[imbatman]

I believe if you have a Lowes nearby they will cut tile for you.

I'll give them a call. Thank you!

 

[comicguy]

2021 Goals Week 4 update

Financial

WDW Vacation Fund 50/week
200/ 2600

Cruise Fund
1450/ 6500

DVC Fund
100 / 2500

House Fund
0 / 3000

Corvette fund
250 / 2000

Roth
400 / 2000

✔New Car Fund
1000 / 1000

Eat out three times per month or less
4 / 36

Cut Discretionary Spending 20%


Find $100 / month in “free” money
Jan $671 /100 (lots of ebay sales and deposit bottle returns)
Feb 0 /100
March 0/ 100
April 0 /100
May 0 /100
June 0 /100
July 0 /100
Aug 0 /100
Sept 0 /100
Oct 0 /100
Nov 0 /100
Dec 0/100

Run annual credit report

Life

Read 40 Books
1 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
7 / 52

Clean up and keep up to date primary email account (google)

✔Clean up and keep up to date secondary email account (msn)

✔Clean up twitter account and decrease the number of “unneeded” followings


Professional

Take 8 free on-line classes
0 / 8

Keep work email in box below 300 emails


Adventure

Spend a mini vacation someplace new (in addition to our yearly WDW vacation)


Health

Lose 30 lbs
0 / 30

Spend more time outdoors
2 / 156 hours (3 hours/week average)


House

Keep kitchen counter and table cleaned off
20 / 220 days

Declutter 500 items
218 / 500

Remove old plumbing from basement
Reinsulate the basement
New roof above den
Label Individual circuits in house panel

Install window trim:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install wood flooring for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install door trim for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install baseboards trimwork
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install electric baseboard heaters in all rooms upstairs (electric has already been run)
8’ Bedroom #1
5’ Bedroom #2
5’ Bedroom #3

Paint hallway/Stairway

Buy (8) matching frames for Disney Attraction Prints
Hang Disney Attraction Prints on stairway wall

Paint Bedroom #3

Paint Living Room Ceiling
Paint Living Room Walls

Install kerdi shower systems for upstairs bathroom
Install tile for upstairs bathroom
Install sliding door for bathroom

Fill Driveway Cracks
Reseal Driveway

 

[imbatman]

Week 4 goal update

Financial

Braces payments
0 / 1628.50

Pay off final CC with balance (0% through Oct. 2021)
600 / 6420.79

Purchase new mattress
0 / 2000

House Fund
0 / 2000

Roth
160 / 2000

Eat out three times per month or less
3 / 36

Spend Christmas somewhere else than home
0/ $2000

Sell my 1963 VW Bug

Professional

Watch online tutorials (video editing, manuscript/screenplay)
0 / 8

Finish manuscript #1

Finish manuscript #2
Moving forward now, hope to finish by the end of March

Adventure

Spend Christmas somewhere else than home
Reservation made and deposit paid

Health

Lose 10 lbs
3 / 10

Keep living room picked up and everything in place each night/morning.
15 / 220 days

House

Declutter 500 items
56 / 500
Weather hampered last week and this week.

Bathroom #1:
Sand and retexture poor patches
Touch-up paint
Hang new Disney pictures to surprise the family! (purchased and framed)
Reinstall caulking on bathtub and toilet
Install ¼ round
Repair hairline crack in tub
Install frame around mirror
Possibly replace light fixture (depending on money)

Bathroom #2:
Remove awful mirrors (next to garden tub…yuck)
Texture where mirrors were removed
Repaint newly textured area
Touch up ceiling edges
Install shower diverter nozzle on garden tub
Install shower curtain hardware (depending on money)
Possibly replace light fixtures

Flooring:
Clean living room and bedroom carpets
Repair carpet in Bedroom #2 at the doorway
Install LVP flooring (already purchased)
Install door trim for LVP
Install ¼ round for all new LVP

Cut tile to fit above dishwasher and install
So I pondered and came up with an idea: cut with my Dremel. And it worked!!! All tiles cut. They are now gluing (broke when removed). I'll put on a second glue and paint the chips, seal and hopefully reinstall next weekend.
*New: grind kitchen grout
Install new kitchen grout

Sell Pepe Le Pew collection
Took everything down from the wall, dusted, photographed, and listed locally. No bites, but at least they are down and catalogued. Will try to start listing them on eBay. Kill me now...

 

[firefly_ris]

Slow start this year but by tax season I'll be moving faster I think... holding on to some funds waiting to see if DH wants to open a new IRA or not which will change my schedule for all this other stuff. But, better than nothing though.

Fully Fund 2020 IRA - $6k / $6k DONE 1/8/21
Fully Fund 2021 IRA - $0 / $6k
Invest $3k into children's custodial index funds ($1k per child) - $300 / $3000
Save $3k to go towards lot purchase for future rental unit(s) - 0 / $3000
Save $2k in vacation fund - $620 / $2000
Invest $1k into my separate brokerage account - $400 / $1000
Pay additional $3000 on mortgage principal - 0 / $3000
Make $1500 in extra side hustle income (eBay, Etsy, CL, etc) - $350 / $1500

Lose 10lbs - 4/10 -- if I can obtain this goal by summer I'll add an extra 3lb to the goal

 

[comicguy]

2021 Goals Week 5 update

Financial

WDW Vacation Fund 50/week
250/ 2600

Cruise Fund
1500/ 6500

DVC Fund
200 / 2500

House Fund
0 / 3000

Corvette fund
350 / 2000

Roth
600 / 2000

✔New Car Fund
1000 / 1000

Eat out three times per month or less
4 / 36

Cut Discretionary Spending 20%


Find $100 / month in “free” money
Jan $671 /100 (lots of ebay sales and deposit bottle returns)
Feb 0 /100
March 0/ 100
April 0 /100
May 0 /100
June 0 /100
July 0 /100
Aug 0 /100
Sept 0 /100
Oct 0 /100
Nov 0 /100
Dec 0/100

Run annual credit report

Life

Read 40 Books
1 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
12 / 52

Clean up and keep up to date primary email account (google)

✔Clean up and keep up to date secondary email account (msn)

✔Clean up twitter account and decrease the number of “unneeded” followings


Professional

Take 8 free on-line classes
0 / 8

Keep work email in box below 300 emails


Adventure

Spend a mini vacation someplace new (in addition to our yearly WDW vacation)


Health

Lose 30 lbs
0 / 30

Spend more time outdoors
2 / 156 hours (3 hours/week average)


House

Keep kitchen counter and table cleaned off
25 / 220 days

Declutter 500 items
218 / 500

Remove old plumbing from basement
Reinsulate the basement
New roof above den
Label Individual circuits in house panel

Install window trim:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install wood flooring for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install door trim for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install baseboards trimwork
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
Bathroom

Install electric baseboard heaters in all rooms upstairs (electric has already been run)
8’ Bedroom #1
5’ Bedroom #2
5’ Bedroom #3

✔Paint hallway/Stairway

Buy (8) matching frames for Disney Attraction Prints
Hang Disney Attraction Prints on stairway wall

Paint Bedroom #3

Paint Living Room Ceiling
Paint Living Room Walls

Install kerdi shower systems for upstairs bathroom
Install tile for upstairs bathroom
Install sliding door for bathroom

Fill Driveway Cracks
Reseal Driveway

 

[imbatman]

Week 5 goal update

Financial

Braces payments
0 / 1628.50

Pay off final CC with balance (0% through Oct. 2021)
600 / 6420.79

Purchase new mattress
0 / 2000

House Fund
80 / 2000
Spent $80 to update the chicken coop (See below).

Roth
200 / 2000

Eat out three times per month or less
4 / 36
Lotsa pizza for the Super Bowl yesterday

Spend Christmas somewhere else than home
0/ $2000

Sell my 1963 VW Bug
Found the website to list on. Now I need to get it presentable.

Professional

Watch online tutorials (video editing, manuscript/screenplay)
0 / 8

Finish manuscript #1

Finish manuscript #2
Moving forward now, hope to finish by the end of March

Adventure

Spend Christmas somewhere else than home
Reservation made and deposit paid

Health

Lose 10 lbs
3 / 10

Keep living room picked up and everything in place each night/morning.
20 / 220 days
I really like doing this step right before bed.

House

Declutter 500 items
56 / 500
Weather hampered last week and this week.

Bathroom #1:
Sand and retexture poor patches
Touch-up paint
Hang new Disney pictures to surprise the family! (purchased and framed)
Reinstall caulking on bathtub and toilet
Install ¼ round
Repair hairline crack in tub
Install frame around mirror
Possibly replace light fixture (depending on money)

Bathroom #2:
Remove awful mirrors (next to garden tub…yuck)
Texture where mirrors were removed
Repaint newly textured area
Touch up ceiling edges
Install shower diverter nozzle on garden tub
Install shower curtain hardware (depending on money)
Possibly replace light fixtures

Flooring:
Clean living room and bedroom carpets
Repair carpet in Bedroom #2 at the doorway
Install LVP flooring (already purchased)
Install door trim for LVP
Install ¼ round for all new LVP

Cut tile to fit above dishwasher and install
Gluing and repairs took longer than I'd intended. But I did buy the cement, grout, and sealant.
Grind kitchen grout
Install new kitchen grout
Seal grout

Sell Pepe Le Pew collection
It's all in boxes staring at me...

All plans were thwarted by the adoption of 8 chickens. Had to repair my old coop. Happy to report that I've already collected 8 eggs in 2 days!

 

[comicguy]

2021 Goals Week 6 update

Financial

WDW Vacation Fund 50/week
300 / 2600

Cruise Fund
1550/ 6500

DVC Fund
200 / 2500

House Fund
0 / 3000

Corvette fund
350 / 2000

Roth
600 / 2000

✔New Car Fund
1000 / 1000

Eat out three times per month or less
5 / 36

Cut Discretionary Spending 20%


Find $100 / month in “free” money
Jan $671 /100 (lots of ebay sales and deposit bottle returns)
Feb 0 /100
March 0/ 100
April 0 /100
May 0 /100
June 0 /100
July 0 /100
Aug 0 /100
Sept 0 /100
Oct 0 /100
Nov 0 /100
Dec 0/100

Run annual credit report

Life

Read 40 Books
1 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
13 / 52

✔Clean up and keep up to date primary email account (google)

✔Clean up and keep up to date secondary email account (msn)

✔Clean up twitter account and decrease the number of “unneeded” followings

✔Bonus: Cleaned up my facebook friends, groups, interests, etc


Professional

Take 8 free on-line classes
0 / 8

✔Keep work email in box below 300 emails


Adventure

Spend a mini vacation someplace new (in addition to our yearly WDW vacation)


Health

Lose 30 lbs
0 / 30

Spend more time outdoors
2 / 156 hours (3 hours/week average)


House

Keep kitchen counter and table cleaned off
30 / 220 days

Declutter 500 items
218 / 500

Remove old plumbing from basement
Reinsulate the basement
New roof above den
Label Individual circuits in house panel

Install window trim:
Bedroom #1
Bedroom #2
✔Bedroom #3
✔Hallway
✔Bathroom

Install wood flooring for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
✔Bathroom

Install door trim for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
✔Bathroom

Install baseboards trimwork
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
✔Bathroom

Install electric baseboard heaters in all rooms upstairs (electric has already been run)
8’ Bedroom #1
5’ Bedroom #2
5’ Bedroom #3

✔Paint hallway/Stairway

Buy (8) matching frames for Disney Attraction Prints
Hang Disney Attraction Prints on stairway wall

Paint Bedroom #3

Paint Living Room Ceiling
Paint Living Room Walls

✔Install kerdi shower systems for upstairs bathroom
Install tile for upstairs bathroom
✔Install sliding door for bathroom

Fill Driveway Cracks
Reseal Driveway

 

[scrappydew]

@imbatman, I'm interested in keeping chickens. Any good resources for beginners?

 

[tvguy]

1) Live through 2021
2) Retire. Put it off last year, on track for June.
3) Get a covid-19 vaccination. President says they have "secured" an additional 200 million doses by July, but doesn't say when they will be manufactured and distributed. I am an essential worker (but down the list on priorities) and our company is being told there won't be vaccine available to put in arms until at least September. Our current back to work in the building date is March 29, but the top managers say at this point they expect that to move to January 2, 2022.

 

[StephMK]

I only have one 2021 goal. Survive. Lost my job in Dec. Have a few good possibilities for a new one, but don't have it nailed down yet. Because of my talent set, I have to work out of state, so have little time for doing things with the house.

I hope something works out for you soon. We spent a chunk of last year in survival mode, it definitely is the only focus at that time.

 

[StephMK]

I'm getting a slow start on goals but it took me awhile to get in the right mindset.

Financial/Career
*Find new job or add PT job, make the effort to go or accept a 10 yr plan to stay.
*Add at least $500/mo income
*Complete year 1 goals (2 yr plan)

Health -
*Drink at least 4 glasses of just water daily
*Work out 4 times/wk
*add yoga and weights to walk/run
*Run 5k without stopping before end of yr
*Lose 60 lbs, at least 50 by mid Sept.
Lost 4/60 2/14/21

House
*Hang rest of pics on walls
*Frame DD's art and hang
*Organize & decorate pack patio
*get backsplash installed
*get last of moving boxes unpacked - mostly books and teaching supplies
*hang garage tool organizer
*hang dartboard
*post items to give away in garage
*keep house picked up
*finish organizing upstairs

Personal -
* pass Google Educator Levels 1 & 2
*take 2 Adobe Illustrator courses,
both free in district resources
**** still debating a sewing project
*decide on landscaping plan & do it
*use my planner
*start volunteer work once job plan final
*4/24 - read 2 books a month

*no buying personal items unless replacement for something used up
I have 3 sizes of smaller clothes to wear.

 

[imbatman]

Week 6 goal update

Financial

Braces payments
0 / 1628.50

Pay off final CC with balance (0% through Oct. 2021)
1000 / 6420.79

Purchase new mattress
0 / 2000

House Fund
80 / 2000

Roth
240 / 2000

Eat out three times per month or less
4 / 36

Spend Christmas somewhere else than home
0/ $2000

Sell my 1963 VW Bug

Professional

Watch online tutorials (video editing, manuscript/screenplay)
0 / 8

Finish manuscript #1
Edits back from editor. Will be working on that this week.

Finish manuscript #2

Adventure

Spend Christmas somewhere else than home
Reservation made and deposit paid

Health

Lose 10 lbs
3 / 10

Keep living room picked up and everything in place each night/morning.
24 / 220 days
I actually did this at my sister's house while visiting.

House

Declutter 500 items
56 / 500

Bathroom #1:
Sand and retexture poor patches
Touch-up paint
Hang new Disney pictures to surprise the family! (purchased and framed)
Reinstall caulking on bathtub and toilet
Install ¼ round
Repair hairline crack in tub
Install frame around mirror
Possibly replace light fixture (depending on money)
Found a new fixture on FB marketplace! AND new light glass at the thrift store! Hoping to install this weekend. Then I'll leave this bathroom alone and move to the more hideous one.

Bathroom #2:
Remove awful mirrors (next to garden tub…yuck)
Texture where mirrors were removed
Repaint newly textured area
Touch up ceiling edges
Install shower diverter nozzle on garden tub
Install shower curtain hardware (depending on money)
Possibly replace light fixtures

Flooring:
Clean living room and bedroom carpets
Repair carpet in Bedroom #2 at the doorway
Install LVP flooring (already purchased)
Install door trim for LVP
Install ¼ round for all new LVP

Cut tile to fit above dishwasher and install
Gluing and repairs took longer than I'd intended. But I did buy the cement, grout, and sealant.
Grind kitchen grout
Install new kitchen grout
Seal grout

Sell Pepe Le Pew collection
It's all in boxes staring at me...

All plans were thwarted by a 5 day visit to my sister who lives 8 hours away. It was a great long weekend.

 

[imbatman]

@imbatman, I'm interested in keeping chickens. Any good resources for beginners?

Don't set your heart on specific breeds. Go to local feed stores (NOT Tractor Supply or big box stores...think Mom and Pop Feed Store type) and ask them about the breeds they suggest for eggs laying in your area. What does good in my area might be bad for yours. Note: raising chickens for eggs is not for the financial side. It costs more to raise chickens. However, the eggs are sooooo delicious!

I'm getting a slow start on goals but it took me awhile to get in the right mindset.

Getting started is the hardest part!

House
*Hang rest of pics on walls
*Frame DD's art and hang
*Organize & decorate pack patio
*get backsplash installed
*get last of moving boxes unpacked - mostly books and teaching supplies
*hang garage tool organizer
*hang dartboard
*post items to give away in garage
*keep house picked up
*finish organizing upstairs

If you haven't used Command strips to hang things, I highly suggest them!

 

[comicguy]

2021 Goals Week 7 update

Financial

WDW Vacation Fund 50/week
350 / 2600

Cruise Fund
1700/ 6500

DVC Fund
300 / 2500

House Fund
0 / 3000

Corvette fund
450 / 2000

Roth
800 / 2000

✔New Car Fund
1000 / 1000

Eat out three times per month or less
6 / 36

Cut Discretionary Spending 20%


Find $100 / month in “free” money
Jan $671 /100 (lots of ebay sales and deposit bottle returns)
Feb 0 /100
March 0/ 100
April 0 /100
May 0 /100
June 0 /100
July 0 /100
Aug 0 /100
Sept 0 /100
Oct 0 /100
Nov 0 /100
Dec 0/100

Run annual credit report

Life

Read 40 Books
1 / 40

Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
17 / 52

✔Clean up and keep up to date primary email account (google)

✔Clean up and keep up to date secondary email account (msn)

✔Clean up twitter account and decrease the number of “unneeded” followings

✔Bonus #1: Cleaned up my facebook friends, groups, interests, etc

✔ Bonus #2 Cleaned up my contacts and messages on my phone


Professional

Take 8 free on-line classes
0 / 8

✔Keep work email in box below 300 emails


Adventure

Spend a mini vacation someplace new (in addition to our yearly WDW vacation)


Health

Lose 30 lbs
0 / 30

Spend more time outdoors
2 / 156 hours (3 hours/week average)


House

Keep kitchen counter and table cleaned off
35 / 220 days

Declutter 500 items
218 / 500

Remove old plumbing from basement
Reinsulate the basement
New roof above den
Label Individual circuits in house panel

Install window trim:
Bedroom #1
Bedroom #2
✔Bedroom #3
✔Hallway
✔Bathroom

Install wood flooring for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
✔Bathroom

Install door trim for:
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
✔Bathroom

Install baseboards trimwork
Bedroom #1
Bedroom #2
Bedroom #3
Hallway
✔Bathroom

Install electric baseboard heaters in all rooms upstairs (electric has already been run)
8’ Bedroom #1
5’ Bedroom #2
5’ Bedroom #3

✔Paint hallway/Stairway

Buy (8) matching frames for Disney Attraction Prints
Hang Disney Attraction Prints on stairway wall

Paint Bedroom #3

Paint Living Room Ceiling
Paint Living Room Walls

✔Install kerdi shower systems for upstairs bathroom
Install tile for upstairs bathroom
✔Install sliding door for bathroom

Fill Driveway Cracks
Reseal Driveway

 

[imbatman]

Week 7 goal update

Financial

Braces payments
0 / 1628.50

Pay off final CC with balance (0% through Oct. 2021)
1400 / 6420.79

Purchase new mattress
0 / 2000

House Fund
80 / 2000

Roth
280 / 2000

Eat out three times per month or less
5 / 36

Spend Christmas somewhere else than home
0/ $2000

Sell my 1963 VW Bug
Listed it yesterday morning and sold it by the afternoon. Working with the seller on shipping to Hawaii!

Professional

Watch online tutorials (video editing, manuscript/screenplay)
0 / 8

Finish manuscript #1
Only have partial edits. Still waiting on more

Finish manuscript #2

Adventure

Spend Christmas somewhere else than home
Reservation made and deposit paid

Health

Lose 10 lbs
3 / 10

Keep living room picked up and everything in place each night/morning.
28 / 220 days

House

Declutter 500 items
56 / 500

Bathroom #1:
Sand and retexture poor patches
Touch-up paint
Hang new Disney pictures to surprise the family! (purchased and framed)
Reinstall caulking on bathtub and toilet
Install ¼ round
Repair hairline crack in tub
Install frame around mirror
Possibly replace light fixture (depending on money)

Bathroom #2:
Remove awful mirrors (next to garden tub…yuck)
Texture where mirrors were removed
Repaint newly textured area
Touch up ceiling edges
Install shower diverter nozzle on garden tub
Install shower curtain hardware (depending on money)
Possibly replace light fixtures

Flooring:
Clean living room and bedroom carpets
Repair carpet in Bedroom #2 at the doorway
Install LVP flooring (already purchased)
Install door trim for LVP
Install ¼ round for all new LVP

Cut tile to fit above dishwasher and install
Grind kitchen grout
Install new kitchen grout
Seal grout

Sell Pepe Le Pew collection
It's all in boxes staring at me...

This week's thwart came via my car that died a dead death on Weds, causing me to purchase a new vehicle yesterday. Hoping to get ahold of the light fixture this week!

 

[LovesTimone]

It been a few weeks since I have had a minute to sit down and catch up... We have had super busy few weeks, and I have been dealing with some issues with my parents... So I am way behind and playing catch-up right how...


Financial

DH and I had a 5 year plan, to pay down/ and pay off some things and get us to the next step, we are on track... Sept 2022 is our Goal Date
Then Covid happened, and international travel stopped, so we decided once we realize that we were not going to Japan as planned. So we decided to take the money and use it on the plan to get us to the next step earlier, So our new date in April/May 2022...
In talking we want to try this year to move the date to Jan 2022... So that's our goal..

DH works is essential services and we were very lucky. We are very Thankful!

The stock just split and the company give matching shares, so even with the drop in price with the extra shares we only saw a small dip, and the stock is coming up again quickly so we are back to the number before the split... So that is wonderful... hoping that the market will continue to stay solid...

Feb - We think we might have some extra cash coming next month, so we will see how much it ends up being after taxes, and how we are going to distribute it...

Goal - keep chipping away at the plan... to get the goal reached earlier..

2/21 - DH filed and clean up, sorted, all the file's and purged stuff that was ready to go..

Professional

I am a stay at home wife, while I don't have a job out side the home... In the past I have had a on-line Ebay business, some sewing side jobs and a Antique booth, and did very well with all of them.. so I am looking to get back to really getting my sewing business up and running on line somewhere maybe Etsy, and some type of on-line business maybe Ebay or Poshmark...

I was all set to go in January of last year. Life got in the way for sure... I had to take care of my family,... so all this has been on the back burner since January of last year... I spent all day yesterday going through what I had, and project that I had started, and I have a pretty good amount of things all most finished...

January - 1/9 - Finishing completing old projects- 2/15
1/9 - New Projects working - 10 purchased material - laid out 1 new project

February - 2-22 Old Project - 3/15
2-22 New Projects - 1 laid out...

So my goal is to up and selling on Feb 1st...

Update 1/19 not looking good for Feb 1st more March or April for sewing business - due to possibly one of my parents needing some minor surgery, final decision not till the middle of Feb, so I am running back and forth to help them out... which you can't sew in the car on I-4

Poshmark - looking good for the first week in Feb... starting to take pictures, and about ready to put them up on line... - 2/22 completely on hold for right now. I'm not able to direct my attention to this right now... So While I have things ready to go, I feel like I need to be able to give more time to do this right, so I am just hoping that I can get it up and running in the next couple of months...


My goal is to clear 1,000 to 2,000 dollars a month... which is about what I was making before so I am using this as the number for this year...
and using half of it for chipping away at the plan, and the other for travel...



Travel/Adventure

DH and I talked about this year and what we want to do as far as vacations... with all this not knowing about the vaccine and how travel internationally is going to be handled - We decided to do 2 - 1 week vacations - and the rest long weekends... DH has 5 weeks so we have to use it or he will lose it...

We have pretty good credit with Delta from our cancelled trip to Japan... so I think if we are careful, we might be able to get 2 round trips for both week longs... Goal 2,000 for both week longs on air-fare. so zero out of pocket..

Until we decided where we are going I don't have a budget number for the rest of the vacation trips... Looking at what we spent last year on the 2 different week long trips.. I'm going to say roughly 5,000 .... so I will have to update on this -

Trip 1 - some sort of road trip..
Trip 2 - Thanksgiving in the mountains, and scouting for that perfect vacation home spot.. meaning which town... We have several places that we find ourselves returning to.. I think we are narrowing down the where...


Saving for Paris in 2022 -

Health

DH and I both started a Intermittent fasting and low carb diet - really a life style change last year.. even with everything that was going on we somehow both managed to lose weight! and both of us are feeling better and sleeping better... We are in a test group with our Doctor so, we are going the healthier route, while slower... We have kept the weight off... In December we sorta got off track, and last night I put us back on track.. Goal to stay on track all year...

January - So far so good back on track - 1/19 -
February - Still on track - 2/22

For me I have some serious lower back issues, so I will continuing with my medical massages monthly... I was referred to her through my doctor who also see her... I can not tell you how much this has improved my life...

Goal - Getting back to daily stretching morning and before bed, and increasing the AM routine...

Personal growth ( edited in 1/9/2021)_

Reading - I spend alot of time reading, I love it... Add in I read whatever, romance to cookbooks, thrillers to biographies. So my goal is 60 books this year...
3/60

Learning new language - I learned enough French for a vacation in 2018, to get by, ... My new goal is continuing learning and practicing to work towards more conversational French. ⚜
January - Spend time listening ( You tube) and repeating while working on my sewing
February - Still practicing - looking into getting Babble...

Household

This is my domain... so it will have some financial aspects in the mix...

Goals - for Grocery and household needs /
Prepare and Shop with a list -
Every 2 weeks at Aldi
Once Monthly at Wal-mart
Publix for BoGo's weekly.
Quarterly to BJ's warehouse...

Goals - Back to meal planning for 2 weeks at a time - I was doing this but once Covid hit, and people started hoarding it became impossible to do this... Today I started this back today...

The 2 above go hand in hand... so I try to keep with seasonal fruits and veggies, look at the sale flyers before shopping. Keeping the pantry well stocked helps with the overall cost.

Goal - 500.00 to 600.00 overall monthly - except for months that quarterly warehouse shopping comes up.

January -
Meal planning - Completed for January 1 - 16th - Completed 16th thru 31st
Aldi - 1.) 142.00 2.) 171.00
Pubix - Week 1.) 26.00 / Week 2.) 38.00 / Week 3.) 0/ Week 4.) 86.00 / Week 5.) 0
Wal-mart - Monthly - 55.00 / extra trip 22.00
BJ's - 182.00 - got everything on my list except TP and 1 other item, so this will send me back to Wal-mart for sure before the end of the month.
Total = 645.00 - even with BJ's in there I was close to keeping it at 600 bucks..

February -
Meal Planning - Completed - February 1st to 15th - Completed 16th to 28th
Aldi - 1.) 86.00 2.) 197.00
Publix - 1.) 22.00 2.) 0 / 3.) 43.00 4.)
Wal-mart - Monthly
BJ's - 0

March
Meal Planning in the works for the March 1 through the 13th

Looking ahead for Birthdays, and Anniversary gifts - We cut down in the last few years on all the gift giving outside the immediate family, So DD and her family, and my parents...that's it. Goal around 1,000 for the year...
January - 28.00 + 60.00 - 68.00 anniversary gift - 150.00 Grandson birthday - Total - 218.00
February - Valentines day - 37.00 we keep it super simple - just cards and some candy... Total 37.00
March

For spending for DH and I - we take a long weekend somewhere for our gift to each other...

We did so much around the house on the weekends when the lock-down was going on, we really don't have any big projects to do...
Goal - keep up with projects as the come up..and maintain everything as needed.

The one project we need to deal with is I need to go through all the totes in the garage, and then we need to put up shelving... and paint the garage floor..

2/21 - DH rearranged the Garage and started going through the totes - Yay

I started cleaning out my closets yesterday... Goal -So I can easily hit 300+ hundred items this month...
The another 300+ later in the year at the end of the summer when I go through the closet again..
January - 300 - January 100- February 100 - reason for only 100 at a time donation, our local spot has gotten so many donations, that they don't have room to store everything, so you can only bring small amounts at a time...
June- 0/300

Big Ticket Items ( edited it 1/9/2021)

Washer/ Dryer --- Shhh don't say it out loud... trying to baby them as long as possible. -
February -Looking more and more like we are going to have to get new ones.. I am still trying to stretch it out as long as possible...
We are budgeting 1,500 - that should do it..

New Truck - This is a really maybe - no reason to get a new one - depending on how things look at the end of the year...

Saving for 5th wheel - which is why we would need a new truck...

Family

I am the POA for my parents medical and financial, as well as executor of both their wills... So getting my parents some type of plan going forward, is very high on my to do list... They are not wanting to see the big picture, they both had a rough year health wise, Thankfully nothing to do with Covid... They need to make some changes, for alot of reasons mainly - their health, safety, financial needs going forward... It has been very stressful and frustrating when they want to put their head in the sand... I finally did make some head way with them, we have an appointment with their Elder Attorney this month... They need to hear from someone other than me, about what happens when and if one of them has to go to a nursing home, how the spend down works, cost of private care, medicaid once your money is all gone, and how is the other spouse going to live and survive during this time, on their social security alone...

So my Goal - is to get them into a better situation, so when the time comes they will be prepared... Keeping them Safe and Healthy, and Financially healthy with a plan is very important, the goal for me to help them achieve all this in the coming year...

January - Worked on list of questions for elder attorney appointment this month.. researched on line, and spoke to several friends that have dealt with or are dealing with aging parents.. Getting feed back on what they wished that they would have known before it was to late to help their parents, understanding how things like private in home care works and cost, as well as Long term care works after the 100 days of Medicare runs out... Social Security, Medicaid, Pension, and how all this effects the other spouse... it is terrifying... !!!

1/19 Completed list of questions for Elder Attorney... 1/23 -Appointment w/ Elder Attorney - very enlightening... good solid information, and I learned quite a bit from her, some things that my parents were not happy to hear. They have done a few things to the house, which needed to be done for a while now.

February - New documents for POA, for medical and financial - still need trip to the bank to file Financial POA paperwork on accounts.
Finally was able to secure appointment for first vaccine, they both received it, and have appointment for next dose. It took over a month 5 weeks to get them the vaccine from the time they registered and where given their numbers... Ridiculous amount of time.. I will breath easier once we get them second dose...

 

[imbatman]

February - Still practicing - looking into getting Babble...

Have a coworker use Babbel to learn Spanish and he loves it.

 

[LovesTimone]

Have a coworker use Babbel to learn Spanish and he loves it.

Thanks for the input... DH is like your the translator, you decide...

 

[firefly_ris]

Fully Fund 2020 IRA - $6k / $6k DONE 1/8/21
Fully Fund 2021 IRA - $0 / $6k
Invest $3k into children's custodial index funds ($1k per child) - $300 / $3000
Save $3k to go towards lot purchase for future rental unit(s) - 0 / $3000
Save $2k in vacation fund - $1250 / $2000
Invest $1k into my separate brokerage account - $500 / $1000
Pay additional $3000 on mortgage principal - 0 / $3000
Make $1500 in extra side hustle income (eBay, Etsy, CL, etc) - $400 / $1500

Lose 10lbs - 7/10 -- if I can obtain this goal by summer I'll add an extra 3lb to the goal