I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

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I'm thinking about using my Dell credit to get a Fitbit. Can anyone offer advice about these options: Fitbit Charge 5; Fitbit Luxe; Fitbit Versa 2; Fitbit Versa 3; and Fitbit Sense? (These are in order of price, more or less, with the Fitbit Charge and Luxe the cheapest at $149 and the Sense the most expensive at $299.)
I am on my 3rd Fitbit, all versions of the Versa. All of them have crapped out at around 2 years. Fitbit has given me a discount on a new one each time it has happened. The first time I was able to get a complete refund through my credit card with the extended warranty coverage. The second time I had put it on a business card that I had canceled by the time the Fitbit died. I thought there was no way the new one would crap out too! But also it came out to like $80 for the new one so all told $80 for 4 years of watches wasn't terrible. I know you are using a credit, but highly recommend that anyone paying out of pocket, put it on a card with warranty coverage that you plan to keep longer term. That said, I tried looking at other options, and going without for a bit when my second one crapped out last summer, and ultimately bought a Versa 2 with the credit. I just became too dependent on those watch notifications!
 
Gift card purchases come home a different site.
So I'm taking that to mean, no? I guess I'll stop on my way home and grab some. I'm trying to debate if I want to put the $200 spend on a CIC which gets 5X or the IHG Biz I'm finishing out a spend on that gets 5X too. Leaning towards the IHG Biz. I'm $419 away from hitting the spend and have like 20 days to hit it. Might as well help it along, LOL.
 
Color me confused AF. My AT&T bill is $150 for 5 phones (unlimited data, we pay $5/mo for my daughter's 12 and $10/mo for my 12 pro, all other phones are "free"). I haven't wanted to touch our bill because the rate is so amazing, LOL. The ex and I are on it, the kids and my mom. We have the military discount (the ex). But the teacher discount is apparently as good now (25% off).

I keep getting emails from AT&T saying my bill is going to be $199 (which they say is my current bill). I have a chance to change to a plan that will be $195/mo. But I'm confused because my current bill isn't $199/mo. I've tried taking my bill and adding in the credits we get on 3 phones (making them free, $5/mo and $10/mo) and that doesn't add up either. I just paid my bill and it was still $150. I guess I'll keep rolling w/ what we have. Like I said, currently we share unlimited data (which works for us). The difference in the new plan is our "unlimited data" becomes "per phone" before it starts to limit (which we don't notice) and we'd all get a 3GB hotspot, which we never really need, LOL.

Anyone else have AT&T and get a message your plan is changing? At this rate, I'm not going to change to the "cheaper plan" that is listed as $195/mo until I see my actual bill is $199/mo! Saving $4/mo isn't worth risking losing the $150/mo bill, LOL. Cell phone billing is confusing AF, LOL.
 
Color me confused AF. My AT&T bill is $150 for 5 phones (unlimited data, we pay $5/mo for my daughter's 12 and $10/mo for my 12 pro, all other phones are "free"). I haven't wanted to touch our bill because the rate is so amazing, LOL. The ex and I are on it, the kids and my mom. We have the military discount (the ex). But the teacher discount is apparently as good now (25% off).

I keep getting emails from AT&T saying my bill is going to be $199 (which they say is my current bill). I have a chance to change to a plan that will be $195/mo. But I'm confused because my current bill isn't $199/mo. I've tried taking my bill and adding in the credits we get on 3 phones (making them free, $5/mo and $10/mo) and that doesn't add up either. I just paid my bill and it was still $150. I guess I'll keep rolling w/ what we have. Like I said, currently we share unlimited data (which works for us). The difference in the new plan is our "unlimited data" becomes "per phone" before it starts to limit (which we don't notice) and we'd all get a 3GB hotspot, which we never really need, LOL.

Anyone else have AT&T and get a message your plan is changing? At this rate, I'm not going to change to the "cheaper plan" that is listed as $195/mo until I see my actual bill is $199/mo! Saving $4/mo isn't worth risking losing the $150/mo bill, LOL. Cell phone billing is confusing AF, LOL.

I recently switched from our shared LIMITED data plan to the unlimited data per phone plan. I feel like it took several months for all of the discounts (paperless and auto-pay) to kick in, which is part of their T&C. In the end, it was marginally more expensive but unlimited data, which it sounds like you already have. But then recently, some members started dropping off the plan, which caused our individual rates to rise. So personally, I wouldn't recommend messing with the good thing you have going to MAYBE save $4/mo.
 
Soooo- CSR TC reset timing...... Please help me keep this straight....I see the AF charge hit on 6/1- but statement doesn't close until 6/10- so TC doesn't reset until the 11th? Is this correct? Or do I have my dates wrong?
I would recommend referring to this post and following the instructions @GZanta77 laid out to log in to officially check when your TC will reset. If you've PCed this card at all, you might have a reset date that doesn't line up with your AF. Also, I seem to recall peeps who got the card when it originally launched in 2016 might have been on some weird calendar year reset. I recall I'd gotten it in August of 2016, but then my TC reset date was always in December in subsequent years.
 
Hi! I’m hoping for some SW advice please. I just checked in for our flights to Orlando tomorrow morning and we received very early B for our flight into Orlando. We’re a family of 4. What are the odds we’ll be able to sit together on the Orlando flight? My kiddos are 11 and 8 (almost 9) so too old for family boarding. We did purchase EBCI a while back, but it didn’t seem to help too much in this case. I have both the SW Plus and Premier cards, I was wondering if maybe I should PC the Premier to the Priority card for the 4 free upgraded boardings and $75 travel credit, and hopefully use those to upgrade our boarding position. Would that work? If I do that today, would it take effect by tomorrow morning? Thank you for any advice!

Additional note- we had purchased the EBCI for 3 of us, I did not purchase for my DD8, who’s my companion, and she got a boarding position with the rest of us. I was worried about that so I checked her in right at 24 hours but I don’t think I needed to. I know there’s been some discussion on if it’s needed to purchase EBCI for companions so in our case it worked to not buy it.
In my experience with my family of 4 as long as you’re say B1-20’ish you shouldn’t have to worry at all. You might have to head towards the back of the jet, but there have always been plenty of seats available when we’ve boarded in the early B group. We actually just flew on Saturday and had B53-56. I was genuinely worried we wouldn’t be together on that flight. We ended up sitting 2 and 2, and I was grateful that was even available. You guys should be fine.
 
Want to provide a DP for people as I see several people asking about full refund of CSR AF recently.

CSR AF posted on 5/1
Statement closed 5/21

I used the $300 travel credit on 6/4 and downgraded to a Freedom Flex on 6/8.
Full AF refund of $550 on 6/9. So I still received a full refund 38 days after AF hit.
 
I recently switched from our shared LIMITED data plan to the unlimited data per phone plan. I feel like it took several months for all of the discounts (paperless and auto-pay) to kick in, which is part of their T&C. In the end, it was marginally more expensive but unlimited data, which it sounds like you already have. But then recently, some members started dropping off the plan, which caused our individual rates to rise. So personally, I wouldn't recommend messing with the good thing you have going to MAYBE save $4/mo.
I think I figured out all the billing, LOL. My brain my hurt from all the math, LOL. And yeah, when we got divorced, we had 4 people on our plan. We realized it would cost more to be solo, and then one of us have our DD than if we stayed together (plus my dad was on the plan then too). We added on our DS, and the my dad dropped and my mom added (when work stopped paying her phone when she retired). I've joked that my BF should just join our plan at this point, LOL. But at 40, he's on his parent's, LOL. TBH, every line works out to be like $25/line. So why wouldn't I keep everyone on it?

But looking at the billing sent me down the rabbit hole of upgrading, LOL. I can get $350 if I trade in DS's 8 (or the 7 we have just in a drawer). He's 13 (about to be 8th grade), and wants a new phone. However, he's a boy, and 13 and has broken quite a few screens, LOL. I have a 12 pro, his sister a 12, his dad an 11. So I'm thinking of upgrading his dad to a 13, giving him the 11. His dad will keep a phone forever (he had a 7 before the 11, and got that technically when the 12 was new, lol). The 11 is eligible to upgrade in 10 mos. So I could upgrade DS in HS to something nicer when hopefully he's less likely to break it. LOL. My mom has a XR which is giving $700 trade in. So I'm going to have her get a 13 for basically free while I'm at it, LOL. So then 2 phones on our plan will reset the upgrade clock to 3 years, and 3 phones on our plan can upgrade in 10 mos. I've been known in the past to upgrade phones and swap SIM cards, LOL. So it's nice to have options!

And in CC news, upgrading phones + the blackstone purchase should make me hit my SUB on the IHG Biz, LOL.
 
I think I figured out all the billing, LOL. My brain my hurt from all the math, LOL. And yeah, when we got divorced, we had 4 people on our plan. We realized it would cost more to be solo, and then one of us have our DD than if we stayed together (plus my dad was on the plan then too). We added on our DS, and the my dad dropped and my mom added (when work stopped paying her phone when she retired). I've joked that my BF should just join our plan at this point, LOL. But at 40, he's on his parent's, LOL. TBH, every line works out to be like $25/line. So why wouldn't I keep everyone on it?

But looking at the billing sent me down the rabbit hole of upgrading, LOL. I can get $350 if I trade in DS's 8 (or the 7 we have just in a drawer). He's 13 (about to be 8th grade), and wants a new phone. However, he's a boy, and 13 and has broken quite a few screens, LOL. I have a 12 pro, his sister a 12, his dad an 11. So I'm thinking of upgrading his dad to a 13, giving him the 11. His dad will keep a phone forever (he had a 7 before the 11, and got that technically when the 12 was new, lol). The 11 is eligible to upgrade in 10 mos. So I could upgrade DS in HS to something nicer when hopefully he's less likely to break it. LOL. My mom has a XR which is giving $700 trade in. So I'm going to have her get a 13 for basically free while I'm at it, LOL. So then 2 phones on our plan will reset the upgrade clock to 3 years, and 3 phones on our plan can upgrade in 10 mos. I've been known in the past to upgrade phones and swap SIM cards, LOL. So it's nice to have options!

And in CC news, upgrading phones + the blackstone purchase should make me hit my SUB on the IHG Biz, LOL.
The XR is 700 for trade in? Im gonna have to convince DH to upgrade.
 
Just saw this great tip on reddit for a free version of global entry. The reddit poster describes it as "I have just heard about Mobile Passport Control, a downloadable free app from CBP that negates the need for GE at 31 US airports. I think many here could benefit since no interview is needed" Link has a Fodor's article and link CBP site for instructions on downloading the app. Sounds like you get to use an expedited mobile passport or GE line.
 
DH seems to be flying more on United than American these days. He has a Citi AA biz card but would like to maybe get the Chase United Explorer card. Is the 60,000 point signup bonus as good as it gets? (I would probably not spend the extra $3000 to get 10,000 more.) We are flying to London on United in July, do they ever offer better deals on the plane? Thanks for any info!
 
One benefit of having had covid recently is we got the letter stating we have recovered and don't need to test. However, DD will. I read you can use the free iHealth tests from the government and sign up for a video visit for $24.99 with them; when I looked online it said the dates were all sold out before I even put a date in!
 
One benefit of having had covid recently is we got the letter stating we have recovered and don't need to test. However, DD will. I read you can use the free iHealth tests from the government and sign up for a video visit for $24.99 with them; when I looked online it said the dates were all sold out before I even put a date in!

We're not traveling internationally but I'm curious -- do you get such a letter from your Dr? In my case, I tested at home (not PCR), but did have a virtual Drs appt. I presume they'd issue a letter like that? Also, how long is your "recovery" good for?
 
If I recall correctly, the box has to be sealed until you're ready to take the test. We used these in Iceland last year and the video proctor had to watch you open the box.
Well thats dumb lol. The card is in a sealed thing. The qtip is in a sealed thing and the drops are sealed. Needing all of those inside a box that is also sealed is stupid. At work we just have all the components in a big rubbermaid tub lol
 
I currently have a promotion on my DCV where I get 5% on travel purchases. I am trying to buy disney tickets through undercover tourist. I want to know if anyone has bought through them and have the company come up as a travel category. Thank you
 
We're not traveling internationally but I'm curious -- do you get such a letter from your Dr? In my case, I tested at home (not PCR), but did have a virtual Drs appt. I presume they'd issue a letter like that? Also, how long is your "recovery" good for?
It's good for 90 days from the PCR test we got at CVS. We got it from our primary care dr. Not sure how it works without a verified positive test.

Here's one website with info -

https://eviviacare.com/document-of-recovery/
 
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