Another thing we've never discussed is
Opening a New Checking and /or Savings Account! Hear me out, because you do have options.
Prior to us opening new accounts and receiving $700, we made an appointment with our bank, we wanted to know about our
options.
During the meeting DH showed Dan the offer we received in the mail from their competitor and asked "What can you offer?" It's a simple question and we were told $200 cash and lots of upgrades on a new credit card including no fee for the first two years.
Know before you go! Because this is a standard offer when applying for a new credit card! DH asked, "So you're offering us $200 to keep our accounts here and if I apply for a new credit card, I'll get another $200? Yes.
Let's backtrack, we'll get $200 cash to keep our accounts here. Yes.
For us, the offer wasn't good enough. Your outcome might be different but you need to find out. A good resource is Doctor of Credit, he has a post dedicated to the best possible offers,
Best Bank Account Bonuses For January, 2021 - Direct link
You also need to find out about your banks credit card offers and Doctor of Credit has you covered there too,
Best Current Credit Card Sign Up Bonuses & Offers For January, 2021 - Direct link
Below each post he offers additional guidelines including how to get targeted. It goes without saying, before opening any new credit card make sure to visit:
I love credit cards so much! v4.0 - 2021
Again, you might not be interested in opening a new bank account or even a credit card but you can still ask what your bank can do for you and it won't cost you a penny.