Okay so I’m new to MRs because I’m just now getting my first card that will earn them: BBP. Should I be doing this on my Ebates account too? If so, how do I do it
So the decision to do cash back or MR on Ebates is entirely up to you, how you want to receive your rewards, and how you plan to use them.
Cash back is straightforward cash in your PayPal or bank account every 3 months. Like
@miztressuz said, if you’re factoring in a % rebate from a shopping portal when deciding where to shop and what/when to buy, that’s money back and straight up savings.
If you select to earn MR, you’ll get your rebate back in MR points on the same 3 month schedule as cash back, but you’ll get them in the form of points. But unlike cash back with a fixed value of 1% = 1 cent, points have only
potential value until you decide what to do with them. Points sitting in your MR account don’t earn interest, aren’t going to pay bills, or redeem towards vacations unless you either cash them out via a Charles Schwab Plat, gift cards, or redeem them towards flights or FHR. And some of these redemption methods require another card to give you the best redemption rate, like the Biz Plat for airline redemptions, any Plat for FHR, and the Charles Schwab Plat for a 1.25 cpp cash out.
You’ll need to assess your goals for points or cash back from your shopping.
Anyway, here’s DoC’s post about signing up for the MR earning version of Ebates:
https://www.doctorofcredit.com/ebat...s-cashback-into-membership-rewards-points-11/And I know several DISchurners have their support links up on reddit, so here’s DoC’s method for signing up for the MR version of Ebates via support (read the most recent update):
https://www.doctorofcredit.com/how-...to-the-new-ebates-membership-rewards-program/