I love credit cards so much! v2.0 (see first page for add'l details)

[bernina]

I wanted to quote you, bernina, since you specifically asked but I didn't have a lot to update. We spoke to my MIL and FIL today. A new doctor came in yesterday or today and gave them a lot of hope that my MIL will walk again. He went into great detail as to what actually happened to her spine and that he expects her to have a lot more improvement in 3-4 mos. That's super encouraging!

Unfortunately, her therapy has slowed because it appears she has torn some ligaments in her shoulders with all this trying to move herself She's having an MRI soon to assess the damage to her shoulders. She was not strong physically going into this so I can just imagine the stress on her body.

My FIL took her out of the facility by himself yesterday and they went to several retirement (55+) communities to look at houses. I think the sale of their home will not be enough to cover these types of places completely so they will have to take on a small mortgage. Not a good prospect when you are almost 70yo. They've talked of moving to FL for several years now and I honestly wish they would. I think with the large retirees there, they'd find better, and cheaper, housing options. My MIL is really attached to several of her doctors though and I think that is partially holding her back from wanting to make the change.

That’s really encouraging that the doctors feel she will make good progress with time. Hopefully it will be an added boost of encouragement to her and your FIL to get them through the rough times (including this possible set-back with the torn ligaments ).

It’s amazing just how much these retirement complexes can cost. I suppose it’s good that they’ve at least begun to look and find out what options are out there.

Thank you for the update, continued good vibes being sent their way.

 

[kmc8826]

Thanks!! Yes i thought that I have seen higher bonuses! Thanks... And did not know about the amex rule (have really not paid attention to amex ). So i would not be able to do a regular Amex plat in future for bonus? (but DH can??)
Yes I do the United transfer... Delta is not an option so now that we may use Delta more often looking for a new way to get miles... Thanks for checking though!

If you want to earn points/miles for Delta your best option is to wait until there is the increased bonus offers on the Delta Amex cards. You can go for the Delta Gold (personal and business) and the Delta Platinum (personal and business). Your spouse can do the same. You obviously would not do that all at once, but they are the best options.

The Platinum from Amex (personal and business) is a Membership Rewards earning card. Amex has a bunch of MR earning cards that we talk about on here. The nice thing for MR’s (compared to the UR’s with Chase) is that they can be transferred to Delta straight across (albeit with having to pay a tax on them).

Your spouse can operate independent of you and you can both work on getting cards and gathering miles and points. Unfortunately though you are not able to combine the Skymiles or MR points easily like you can with Chase.

 

[wendow]

My dh has about 40k ihg points expiring soon. What is the cheapest way to keep the points from expiring? I used to know but I must have forgotten cause I'm drawing a blank...

 

[brownhaired_girl]

I wanted to quote you, bernina, since you specifically asked but I didn't have a lot to update. We spoke to my MIL and FIL today. A new doctor came in yesterday or today and gave them a lot of hope that my MIL will walk again. He went into great detail as to what actually happened to her spine and that he expects her to have a lot more improvement in 3-4 mos. That's super encouraging!

Unfortunately, her therapy has slowed because it appears she has torn some ligaments in her shoulders with all this trying to move herself She's having an MRI soon to assess the damage to her shoulders. She was not strong physically going into this so I can just imagine the stress on her body.

My FIL took her out of the facility by himself yesterday and they went to several retirement (55+) communities to look at houses. I think the sale of their home will not be enough to cover these types of places completely so they will have to take on a small mortgage. Not a good prospect when you are almost 70yo. They've talked of moving to FL for several years now and I honestly wish they would. I think with the large retirees there, they'd find better, and cheaper, housing options. My MIL is really attached to several of her doctors though and I think that is partially holding her back from wanting to make the change.

I’ve been thinking of you often and wondering how things have been going. It was good to hear the Dr is hopeful. It is so much easier to put in the work when you feel like there is a purpose. Still sending prayers your way.

 

[Alexle2007]

My dh has about 40k ihg points expiring soon. What is the cheapest way to keep the points from expiring? I used to know but I must have forgotten cause I'm drawing a blank...

Digital Rewards are the easiest and the most cost effective, as no money is needed, just small amount of points are deducted. From https://loyaltylobby.com/2018/06/27...hg-rewards-club-points-validity-by-12-months/

 

[Judique]

My dh has about 40k ihg points expiring soon. What is the cheapest way to keep the points from expiring? I used to know but I must have forgotten cause I'm drawing a blank...

Try Opinion Check-in. It's a survey site. They will pay a minimum of 5 points even if you don't do a survey.

 

[trenty]

My dh has about 40k ihg points expiring soon. What is the cheapest way to keep the points from expiring? I used to know but I must have forgotten cause I'm drawing a blank...

I don't know if it is the easiest way but they have a survey site - opinioncheckinDOTcom. Have him register and get DQ'd on one survey. They give 5 pts for each DQ so I believe as long as there are some points going in, he will keep his points.

The survey site stinks but I use it occasionally just to get a few DQ'd survey points going in to my IHG to keep my points active. And sometimes I actually complete a survey and get more points. Between opinioncheckin and erewards I accumulated 20,000 pts in my IHG account.

ETA: Just saw that @Judique as already answered this.

 

[hsmamato2]

Sorry I haven’t had a chance to address you and @Lain. We put our 13yr old Lab down today, so it’s been a tough one.

I completely agree with your and m16p’s assessment. I would not use that (Although I wouldn’t have used them in the first place before this data came out).

I said good-bye to my precious cat baby 6 days ago and I still haven't recovered mentally(she was 18)

 

[Limes96]

Got my first Serve card activated and ready to go. Hoping things go well with my local DG’s as they’re building one on the side of town (we live in the country) closest to us - app. 12 minute drive. They seem to be sprouting up like mushrooms around here. A few of the smaller towns in our county even have one now.

Bought DAH tickets last week for that last villains event on August 8. That’s the 3 night trip I’m taking my kids on so my boys can use their Universal tickets they weren’t able to use last December because of some major storms that rolled through that day. Really looking forward to this! It will be mostly resort time for me and DD16, then DAH. We rented points to stay in a preferred studio at SS. Hoping to request closest to the trail that goes to DS, because food. Used gift cards to pay for the tickets of course. My gift card accounting is so convoluted, but my lowest threshold for getting them is at least 20% discount (I count fuel points as part of the discount). We’re flying SW on RR’s (hoping for that CP to come through this week finally!) and gift cards from P2’s Amex Plat, and are renting a car with UR’s.

We’re also taking an extended family trip to Gatlinburg at the end of this month after DS’s HS graduation. My brother paypaled (paypalled?) me for his share of the cabin and then I put both of our shares on my new Arrival+. Not sure if I can use my miles on that after I get my SUB or not, but I’ll sure be checking. Can you use those miles for partial reimbursements? The charge was for more than what my miles will add up to.

 

[havaneselover]

I said good-bye to my precious cat baby 6 days ago and I still haven't recovered mentally(she was 18)

Oh, no. So sorry

 

[speedyfishy]

Can you use those miles for partial reimbursements? The charge was for more than what my miles will add up to.

Yes you can.

 

[WVMomof3]

I said good-bye to my precious cat baby 6 days ago and I still haven't recovered mentally(she was 18)

So sorry!

 

[SouthFayetteFan]

I said good-bye to my precious cat baby 6 days ago and I still haven't recovered mentally(she was 18)

Very sorry to hear.

 

[Lain]

I said good-bye to my precious cat baby 6 days ago and I still haven't recovered mentally(she was 18)

I’m so sorry. She was with you for a lot of years, you can’t be expected to recover from the loss of her in 6 days.

 

[miztressuz]

CIP on the way! I applied over the weekend and got the 2 weeks message right away, which is a first for me so wasn't sure what to make of that (the others went from 30days straight to approved), but checked this morning and there's a beautiful CIP showing up in my biz login
Called the status line and spoke with a rep and it's being expedited, I should see it Wednesday!

If anyone's tracking I dropped to 4/24 on 5/10, I applied 5/11 and they pulled both reports right away and sent it to the 2 weeks queue immediately.

Bonus for a dark and dreary Monday, my cruise reservation is still active after PIF due date. I paid it off last week but Chase travel doesn't put the charge through on your card, they use their own card to pay. I hate when agencies do that as you have no proof they got the payment in on time, so I've been sweating a little. I might still call to confirm but I'm trying to think positive today

 

[SouthFayetteFan]

CIP on the way! I applied over the weekend and got the 2 weeks message right away, which is a first for me so wasn't sure what to make of that (the others went from 30days straight to approved), but checked this morning and there's a beautiful CIP showing up in my biz login
Called the status line and spoke with a rep and it's being expedited, I should see it Wednesday!

If anyone's tracking I dropped to 4/24 on 5/10, I applied 5/11 and they pulled both reports right away and sent it to the 2 weeks queue immediately.

Bonus for a dark and dreary Monday, my cruise reservation is still active after PIF due date. I paid it off last week but Chase travel doesn't put the charge through on your card, they use their own card to pay. I hate when agencies do that as you have no proof they got the payment in on time, so I've been sweating a little. I might still call to confirm but I'm trying to think positive today

CONGRATS!!! You definitely didn’t play around with that timeline at all lol!

@Hoosier John - might want to check that status line this morning. See if your status has updated at all.

 

[Judique]

I don't know if it is the easiest way but they have a survey site - opinioncheckinDOTcom. Have him register and get DQ'd on one survey. They give 5 pts for each DQ so I believe as long as there are some points going in, he will keep his points.

The survey site stinks but I use it occasionally just to get a few DQ'd survey points going in to my IHG to keep my points active. And sometimes I actually complete a survey and get more points. Between opinioncheckin and erewards I accumulated 20,000 pts in my IHG account.

ETA: Just saw that @Judique as already answered this.

Your opinion matches mine. I did the surveys when I needed to even up my points number for a redemption.

 

[pillow]

I said good-bye to my precious cat baby 6 days ago and I still haven't recovered mentally(she was 18)

Oh no. So sorry to hear that. Its never easy.

 

[Lain]

Congratulations!


And you know I'm always .

 

[palhockeymomof2]

CIP on the way! I applied over the weekend and got the 2 weeks message right away, which is a first for me so wasn't sure what to make of that (the others went from 30days straight to approved), but checked this morning and there's a beautiful CIP showing up in my biz login
Called the status line and spoke with a rep and it's being expedited, I should see it Wednesday!

If anyone's tracking I dropped to 4/24 on 5/10, I applied 5/11 and they pulled both reports right away and sent it to the 2 weeks queue immediately.

Bonus for a dark and dreary Monday, my cruise reservation is still active after PIF due date. I paid it off last week but Chase travel doesn't put the charge through on your card, they use their own card to pay. I hate when agencies do that as you have no proof they got the payment in on time, so I've been sweating a little. I might still call to confirm but I'm trying to think positive today

Congrats on the fast approval