I love credit cards so much!

[Lain]

But having Target gift cards won't help her get Disney gift cards.

I thought you can't use Target Gift Cards to buy Disney Gift Cards?

Ah. I missed that. I’m feeling really under the weather this evening. Heavily medicated right now.

@Haley R —> CIC = 50k UR signup bonus. 5x UR at office supply stores, which sell Disney gift cards.

 

[calypso726]

I'll probably be flying coach out of NY. Wow, there are a ton of airline choices, I haven't even heard of some of these airlines. I've never travelled out of the US.

@ericf70 - JFK is a hub for AA and Newark is a hub for United. Since the rule of thumb is always get your Chase cards first then I will suggest UR earning cards as part of a plan A to pay for airfare since you are flying economy. Plan B would be using UR points to transfer 1:1 to United if the award mileage required is less than what it would take to pay for the flight with UR points. There are plenty of British Airways flights out of JFK but I would caution against transferring UR points to BA. If you connect through or fly to London the taxes and fees on that award flight are brutal. That said, you may find some pretty inexpensive airfare (from tie to time) on BA. You can also pay for those, and any other airline with UR points. If you are an AARP member (you can join at any age) you get $65 off of RT BA economy transatlantic flights, $200 off for business and first class tix.

I think @SouthFayetteFan gave you a primer on getting a plan going with UR cards already. I know the DD is no longer an option but I'd still recommend getting the CSR since you've had the CSP for 6 years. You can product change and reapply. You will want to use the global entry credit when you get the CSR and the points will be far more valuable when it comes time to book your flights next year.

 

[Lain]

Plastiq question. Bought a $200 MCGC at OD today. Registered the card on mygiftcardsite .com. Logged into Plastiq, clicked on my cards to Add New Card, clicked on +More Ways to Add, created an account with Masterpass, added the $200 MCGC to my Masterpass wallet, back in Plastiq created payment. The MC and masterpass logo are showing, but there is a $5.00 fee. Where did I go wrong? I put the car payment in the "other" category.

Is the payment scheduled for delivery by 9/30?

 

[SouthFayetteFan]

Well I do feel bad for those that have had a monkey wrench thrown into their churning plans. For once I'm actually glad I am not going after Chase cards. Keep the optimism. I've been far beyond 5/24 for years with nary a hope of a Chase DD in my future and have had no problem getting where I want to go with points and miles. You will be fine

I’m not depressed or anything lol. When I say rattled, it’s more questioning my strategy, my advice to others, how active I want to remain in this. I’m really considering embracing slow churner mode, less stress, taking a new approach, etc. I’m also thinking about getting back to bank bonuses. I’m considering/questioning a lot of things right now I guess. Not sure what I’ll end up doing...it’s all part of the journey I guess LOL.

 

[disneybirds]

Is the payment scheduled for delivery by 9/30?

Yes. Payment scheduled for 9/24. Does the category matter? Any other thoughts?

 

[MKTokyo]

I was approved for the Amex Plat with 100K bonus Hopefully it will make its way here in the next couple of weeks!

What a shame that the Chase DD is dead. It wouldn't have been on the horizon for me until next year, at least, but that's so disappointing for those who had it in their more immediate plans.

 

[Lain]

Yes. Payment scheduled for 9/24. Does the category matter? Any other thoughts?

Category doesn’t matter. Can you delete the MCGC from the Masterpass wallet and re-add it in incognito and *try again?

 

[speedyfishy]

Are you doing mobile deposit? I was going to go that route but the terms say no MO via mobile. Thought about trying it...

I’ve tried but couldn’t get it to work. There is a PNC right by a grocery store near me so when I go my weekly shopping I just stop there and deposit them.

 

[disneybirds]

Category doesn’t matter. Can you delete the MCGC from the Masterpass wallet and re-add it in incognito and Yu again?

I can do that. I just went into Incognito mode and started a payment for my DD's rent at school. It is showing as a $0.00 fee. Interesting that the car payment is showing as a $5.00 fee.

 

[Lain]

I was approved for the Amex Plat with 100K bonus Hopefully it will make its way here in the next couple of weeks!

What a shame that the Chase DD is dead. It wouldn't have been on the horizon for me until next year, at least, but that's so disappointing for those who had it in their more immediate plans.

Congratulations!



With the double dip dead, that 100k Platinum is looking really good!

 

[Lain]

I can do that. I just went into Incognito mode and started a payment for my DD's rent at school. It is showing as a $0.00 fee. Interesting that the car payment is showing as a $5.00 fee.

$5 is 2.5% of $200 so it’s like the Masterpass promo didn’t apply. I think you have to be using generic Masterpass for the promo, not one of the bank versions of the Masterpass wallet (like Citi Pay). If I don’t go incognito, my Masterpass would keep defaulting to the Citi Pay version.

 

[WVMomof3]

The school doesn’t accept cc’s? Even with fee? If not, I think I’d mail a check ASAP so as not to cause your dd any issues.

No CCs. Yes, thinking I should just mail a check.

 

[calypso726]

I’m not depressed or anything lol. When I say rattled, it’s more questioning my strategy, my advice to others, how active I want to remain in this. I’m really considering embracing slow churner mode, less stress, taking a new approach, etc. I’m also thinking about getting back to bank bonuses. I’m considering/questioning a lot of things right now I guess. Not sure what I’ll end up doing...it’s all part of the journey I guess LOL.

This hobby has rattled me a few times.

I can remember feeling like I was in a race with Blue Bird to MS a BA companion pass and trying to stay ahead of each account shut down. We went through 4 accounts shut down.

When Amazon payments was shut down, I was mildly annoyed. But when RedBird died I was in mourning.

I was panicked when the bloggers broke the news that CVS was going to do away with Vanilla reloads. We had picked up 4 AA Executive cards that required $10k spend on each to earn 100K bonus on each one. We were at WDW when I read about it. DH and I literally left the park and started hunting down all CVS in the area to finish up that $40,000 MSR.

The only thing that has rattled me since was the idea that I'd have to wait and get under 5/24 when the CSR came out. The only thing I know for sure is that something is likely to rattle me again sometime down the line. The hobby is ever changing.

 

[GZanta77]

I spend a the afternoon away from the computer - come back and the Sapphire DD is DEAD! I was only 5 days away from being able to pull the trigger.

RIP for the Chase Double Dip. I had a CSR/CSP DD planned for Oct. OK. Time to regroup and not mourn the lost opportunities.

Hmmmm....mourning feels appropriate right now. I'll regroup in the morning. Maybe I'll read Chicken Little before going to bed.

 

[CyndiLouWho]

Ah. I missed that. I’m feeling really under the weather this evening. Heavily medicated right now.

@Haley R —> CIC = 50k UR signup bonus. 5x UR at office supply stores, which sell Disney gift cards.

Do any office supply stores sell Walmart GCs?

 

[Lain]

Newbie here, just started in July after reading this thread, reddit, and some blogs for a solid month. I had been planning on getting all the Chase cards that we can before moving on.

I posted a "what should I do" question this am right before the DD news hit TL;DR version: dh and I will be flying United to India, in business/Polaris, paying real money, this December. The tickets will be about $7500. We are both 1/24, me with CF and dh with CSP. The "long-term" plan was for me to get a CIP this month. DH is not open to biz cards.

Choices:

• I stick with my planned CIP for the flights (3x travel) and dh gets a CFU for the 1.5x OR try for the 100K personal plat amex (for the very large reimbursable expense for the nonprofit project I mentioned a while back)
• I get the CIP and dh gets a Chase United card for the tickets (2x miles + free bags; which card though)
• I get the CIP (ditto) and dh upgrades his CSP to a CSR for the tickets (can this be done so soon?)
• I get the CSR for the tickets and dh tries for the 100K personal platinum amex

Any thoughts?

I’ll chime in with some more thoughts tomorrow when my head is a bit less foggy.

I’d really consider seeing if DH is targeted for the 100k personal Platinum offer on CardMatch or Amex pre-qualified offers, and getting the card if he is for this expense because the $7,5k fare would knock out the $5k MSR in one go, and flights booked directly with an airline on the personal Plat earns 5x MR. The Plat also has a $200 airline fee credit, and if you select United as your airline then you can use the credit on your check-in baggage fees.

Alternatively, you could get the CIP, which also has a $5k MSR, comes with a 80k UR signup bonus, and would earn you 3x UR on your flights and baggage fees. If you don’t already have the CSR, that’s another option that’ll earn you 3x UR on the tickets and bags, and a 50k UR signup bonus. Many people opt for the CSR and only 3x UR over the Plat and 5x MR for flights because the CSR has better trip delay/interruption insurance.

 

[disneybirds]

$5 is 2.5% of $200 so it’s like the Masterpass promo didn’t apply. I think you have to be using generic Masterpass for the promo, not one of the bank versions of the Masterpass wallet (like Citi Pay). If I don’t go incognito, my Masterpass would keep defaulting to the Citi Pay version.

Not sure how I can tell if it the Citi Pay version or generic Masterpass. Here is what I have done so far:

Entered first card. Masterpass logo on payment. $5.00 charge for Honda Financial Services.
Changed payment to DD's rent. $0.00 charge.
Entered second card. Deleted first card.
Masterpass logo on payment. $5.00 charge for Honda.
Changed payment to DD's rent. $0.00 charge.
Deleted Honda payee. Reentered Honda payee as business services. $5.00 charge.

I think that they don't like Honda for some reason! Was really hoping to make a few payments on the car.

 

[Lain]

That's what we are here for, to help each other out. Currently there are a ton of options for Hilton. Aspire comes with Diamond status, a $200 airline credit and a $250 resort credit. Also, with it being an International Hotel, you might be able to double dip the resort credit by pre paying $250 on your stay this year, and getting the statement credit then using again next year. I'm going to try and pull this off with mine as well for the Conrad Maldives. The public offer is at 150K I believe. I read somewhere that Diamond status members (maybe gold too) get free breakfast and get to skip the line to breakfast which is supposed pretty long at this resort. Between this and the other Hilton cards you and your DH can wind up with free accommodations for your length of stay.

I thought the Aspire comes with a $250 airline credit?

 

[Lain]

ETA - assuming nothing goes wrong, I'm the proud owner of another AMEX platinum. I got a targeted offer for the 100K and signed up. We can't cancel the AU card I have since DD needs hers anyway so no refund there. And it's not great that we can't combine our points but we've done well with AMEX so far in terms of booking J class flights at a pretty good return per point so far.

I still hope we can figure out how to get some Chase points though since we don't use AMEX for hotels and we like nice hotels (esp. at WDW).

Finally read back far enough to catch this bit of good news!

Congratulations!

​

You’ve been asking about how to get targeted, tricks to increase your chances of pulling the 100k offer, and there it was waiting for you all along! I know you love your MRs, so I’m really happy for you that you got this awesome offer on the Platinum.

 

[SouthFayetteFan]

Do any office supply stores sell Walmart GCs?

Does anybody know of anywhere that sells Walmart gift cards? I gotta be honest, I'm not sure they even participate in anything like that (but I could be wrong). I'd assume that neither Walmart nor other retailers are interested in partnering with each other.