I love credit cards so much!

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I tried multiple times today, different browsers, logging in/not logging in, searching different cities, clicking on most expensive option/least expensive option, lol...I told myself I'd only apply if I could pull up the 80k...So, I didn't apply. And maybe that is for the best. I really want to get the CIC and I don't want anything to ruin that.

I think that makes sense for you. I just decided that since barely got CIP no chance of CIC for me. (Want him to have CIC so that’s why no IHG for Dh). I tried a couple different ways to get the 80 and no luck. Even joined IHG and most could get was the 60k and fee waived first year and $50 statement credit. Going to call tomorrow about moving credit. Hoping it all wasn’t a waste of time that ends with me being denied.
 
DH got his free weekend night certificate emailed to him today too! Just called Hilton and we are booked for 3 nights at the Hilton Times Square this July. It is close to the Lyric theater which is where the Harry Potter play is showing. We got 2 free nights (friday and Saturday) and we booked Thursday night on a discounted AARP rate. Been an AARP member for years and haven't hit the big 5 OH yet. Love the discounts. We will Thursday night with the Aspire card which gives a $250 resort credit. We will use my Aspire card for the other $250 in room service etc. So excited to book another free weekend getaway! Next, checking out the shows lottery and see about getting us 2 surprise shows on Friday! As much as I"d like to see Hamilton in NYC, I think DH would have a stroke if he sees me on Stub Hub searching for Hamilton tix. :laughing:

Ooh, what is this "show lottery"?
 
I think that makes sense for you. I just decided that since barely got CIP no chance of CIC for me. (Want him to have CIC so that’s why no IHG for Dh). I tried a couple different ways to get the 80 and no luck. Even joined IHG and most could get was the 60k and fee waived first year and $50 statement credit. Going to call tomorrow about moving credit. Hoping it all wasn’t a waste of time that ends with me being denied.

Don't get me wrong...I **WANT** the IHG card and I could change my mind tomorrow and cave but I'm trying to stay focused. The spg biz and delta gold got me off track but since those don't count against my */24, I'm more ok with it. My dh could get the CIC as soon as we can make the spend. I am not under 5/24 until June. I'd like for both of us to be able to go for the CIC since the bonus is so good, we would benefit from the card and we really value UR. I got my CIP in 4/17 and my dh got his in 9/17 so I think we both could have a shot at getting the CIC.

I hope you get approved and this wasn't a waste of your time either. I am guessing it's just moving credit around. Good luck on the call tomorrow!
 
Someone or Reddit mentioned they checked earlier and it wasn't there. My referral was for a CSP, maybe they processed them today by card type and CIP was last in line?
Follow up: it appears Chase trickled referrals out today. Someone saw a CIP referral appear early afternoon & got another late afternoon. Part of me is beginning to think Chase is just toying with us at this point...
 
Feeling super pumped today! Final rankings had come out a few weeks back and I finished 2nd in the nation in our segment of commercial banking (which is cool in and of itself) but it comes with a reward valued at $5,000. Well I was told it would be in the form of Mastercard gift cards...So I was thinking we'd have to use these on expenses and it would potentially slow my roll with new cards (not that I'm gonna complain about $5k tho haha). Well they showed up in the mail and they are Mastercard DEBIT cards and I can go to my bank's ATMs and just take out the cash and deposit that in the bank! Wooohoooo!!! That means I get the money AND I can keep putting spend on CCs. Like I said...SUPER pumped! :thumbsup2
 
@SouthFayetteFan Congrats party:What an awesome bonus! I'm guessing this won't even be taxed as a bonus but sounds like more of a 'gift'...? Either way, nice deal!
Unfortunately it will be taxed, they spread the withholding of the taxes out over my remaining checks for the year, haha!

The recognition among my peers is every bit as sweet as the cash too :)
 
Follow up: it appears Chase trickled referrals out today. Someone saw a CIP referral appear early afternoon & got another late afternoon. Part of me is beginning to think Chase is just toying with us at this point...
hoping my shows up soon could use the 20k to book our trip to dw. just went back to see the date applied for cip was 2-14 and received card on 2-27 when we got back from our trip. thinking something happened
 
so how does chase look at bonus sign ups? Do they go by the date the card was opened/approved or by when you received the actual bonus? trying to see when I can apply for the sw card again.
 
Last night she checked into her Sheraton in Chicago for her work trip. She has the SPG business and asked about Club access. The desk clerk said, no, you don't get it.

So when she got to her room she called me, and after rechecking the website while she was on the phone I suggested she bring the subject up with someone else ie a manager. She didn't want to deal with that so instead, she tweeted Starwood.

In 7 minutes, she had a call from the manager that they were sending up a new set of room keys. I would have asked for a manager the first time around and gave the hotel the opportunity to keep the issue in house, but not everyone rolls the same.

We are considering staying at a Starwood when we are in FL next month (we may stay at the one you recommended in Tampa but still on the fence as to where is best location for us)...anyways, I just got dh the spg biz. Is the lounge access a part of having that card, or only certain card holders? Your daughter's story of not being given lounge access even though she has the card is something I've read a lot recently. So, I'm confused how that works. We are also Marriott Gold which I read gives us Gold with SPG too.

Club lounge access is a SPG Biz cardholder benefit when staying at Sheratons, but booking requirements apply. You’re supposed to book directly through SPG channels, so booking with UR points through Chase (Expedia) wouldn’t qualify, but the hotel may or may not honor this benefit if you ask and show them your SPG Biz. I’ve read that your account should be noted with this benefit (likely because you provided your SPG account number to Amex when applying for the SPG Biz, and approval for the card and it’s associated benefits is communicated to SPG), but in practice I’ve been told that they can’t see information that I’m a cardholder in my account.

We checked into the Sheraton Park Anaheim yesterday, and while they have me down as SPG Gold and read off the perks I’m getting with that status, they didn’t mention access to the Club Lounge as a SPG Biz cardholder. When I inquired, they asked if I was a SPG Biz cardholder because they only saw that we were paying with an Amex SPG card (DW’s new SPG Biz to work towards MSR at 2x Starpoints/$1!),* not whether it was business or personal. I answered yes, showed my card, and they apologized and recoded our keycards to grant club lounge access.

Sheraton club lounges vary. At the Sheraton Park in Anaheim, it comes with access to the club lounge where you can get some work done and a bite to eat. Your choice of a continental breakfast is served in the mornings in the lounge, or a hot breakfast buffet downstairs in the restaurant from 6:00-10:30 am; warm hor d’oeuvres, cheese and crackers, bottled water, soft drinks, coffee, tea, beer and wine, etc. are available during happy hour from 5-7 p.m.

*We ended up booking the Sheraton directly through SPG. I figured this was the best way for us to hit several targets that using points through Chase UR wouldn’t have let us do. We paid the 15% off prepaid rate of $123 for a standard room. As SPG Gold through Amex Platinum, we were upgraded from a standard room to a higher floor, partial theme park view room that would’ve cost at least $90/night more if I had booked that instead, and we get late 4:00 pm checkout since we have an evening return flight. This also lets us put a few hundred dollars towards my wife’s new SPG Biz MSR at 2x Starpoints/$1; and as SPG Gold, I got a small welcome gift of points and earn 3x Starpoints for the stay. We also made good use of the club lounge benefit this morning and evening. Breakfast included bacon, sausages, scrambled eggs, country potatoes, pancakes, cereal, pastries and muffins, fruits, an omelette station, apple and orange juice, milk, and coffee. Hor d’oeuvres were cheese quesadilla and taquitos, tortilla chips, a cheese platter and crackers, and veggie dippers. I’m cashing out UR points to pay for this stay. It pains me a little to cash out points at 1 ccp, but it makes the stay “free.” I had been stalking the UR portal for weeks, and the cheapest rooms at the hotels we frequent were higher priced rooms I would have never booked if I were paying cash, so I wasn’t about to book them just because I was paying with points. This being spring break, a lot of options were getting booked up and prices were trending up. When I priced out the cheapest options on Chase UR in points vs. cashing those points out to pay for the Sheraton in cash, it was basically 1 ccp, but making a direct cash booking ensured I’d get to use my SPG Gold and Biz benefits, should earn us ~3k Starpoints for the stay, and put my wife a few hundred closer to MSR on her new SPG Biz.
 
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On the CIP, does recent history take a while to post? i made several purchases and nothing seems to show up. The only difference is my available credit has decreased.

Another Plastiq question, if they show charged on my profile and it looks like the credit card was charged today due to my current available credit decreasing does that mean plastiq allowed the payment or am i not out of the woods yet? is there still a chance of it getting denied?
 
Feeling super pumped today! Final rankings had come out a few weeks back and I finished 2nd in the nation in our segment of commercial banking (which is cool in and of itself) but it comes with a reward valued at $5,000. Well I was told it would be in the form of Mastercard gift cards...So I was thinking we'd have to use these on expenses and it would potentially slow my roll with new cards (not that I'm gonna complain about $5k tho haha). Well they showed up in the mail and they are Mastercard DEBIT cards and I can go to my bank's ATMs and just take out the cash and deposit that in the bank! Wooohoooo!!! That means I get the money AND I can keep putting spend on CCs. Like I said...SUPER pumped! :thumbsup2

Congratulations!

But the big question is, how did you get any work done to win 2nd in the nation with all the posting you do here and on reddit? Imagine if you applied yourself!
 
Club lounge access is a SPG Biz cardholder benefit when staying at Sheratons, but booking requirements apply. You’re supposed to book directly through SPG channels, so booking with UR points through Chase (Expedia) wouldn’t qualify, but the hotel may or may not honor this benefit if you ask and show them your SPG Biz. I’ve read that your account should be noted with this benefit (likely because you provided your SPG account number to Amex when applying for the SPG Biz, and approval for the card and it’s associated benefits is communicated to SPG), but in practice I’ve been told that they can’t see information that I’m a cardholder in my account.

We checked into the Sheraton Park Anaheim yesterday, and while they have me down as SPG Gold and read off the perks I’m getting with that status, they didn’t mention access to the Club Lounge as a SPG Biz cardholder. When I inquired, they asked if I was a SPG Biz cardholder because they only saw that we were paying with an Amex SPG card (DW’s new SPG Biz to work towards MSR at 2x Starpoints/$1!),* not whether it was business or personal. I answered yes, showed my card, and they apologized and recoded our keycards to grant club lounge access.

Sheraton club lounges vary. At the Sheraton Park in Anaheim, it comes with access to the club lounge where you can get some work done and a bite to eat. Your choice of a continental breakfast is served in the mornings in the lounge, or a hot breakfast buffet downstairs in the restaurant from 6:00-10:30 am; warm hor d’oeuvres, cheese and crackers, bottled water, soft drinks, coffee, tea, beer and wine, etc. are available during happy hour from 5-7 p.m.

*We ended up booking the Sheraton directly through SPG. I figured this was the best way for us to hit several targets that using points through Chase UR wouldn’t have let us do. We paid the 15% off prepaid rate of $123 for a standard room. As SPG Gold through Amex Platinum, we were upgraded from a standard room to a higher floor, partial theme park view room that would’ve cost at least $90/night more if I had booked that instead, and we get late 4:00 pm checkout since we have an evening return flight. This also lets us put a few hundred dollars towards my wife’s new SPG Biz MSR at 2x Starpoints/$1; and as SPG Gold, I got a small welcome gift of points and earn 3x Starpoints for the stay. We also made good use of the club lounge benefit this morning and evening. Breakfast included bacon, sausages, scrambled eggs, country potatoes, pancakes, cereal, pastries and muffins, fruits, an omelette station, apple and orange juice, milk, and coffee. Hor d’oeuvres were cheese quesadilla and taquitos, tortilla chips, a cheese platter and crackers, and veggie dippers. I’m cashing out UR points to pay for this stay. It pains me a little to cash out points at 1 ccp, but it makes the stay “free.” I had been stalking the UR portal for weeks, and the cheapest rooms at the hotels we frequent were higher priced rooms I would have never booked if I were paying cash, so I wasn’t about to book them just because I was paying with points. This being spring break, a lot of options were getting booked up and prices were trending up. When I priced out the cheapest options on Chase UR in points vs. cashing those points out to pay for the Sheraton in cash, it was basically 1 ccp, but making a direct cash booking ensured I’d get to use my SPG Gold and Biz benefits, should earn us ~3k Starpoints for the stay, and put my wife a few hundred closer to MSR on her new SPG Biz.

Awesome info. Thanks! Just curious how far the walk to the parks is from the Sheraton you are staying in? Describing the breakfast has me wanting to stay there. If I tell my dh, he'll be all over it lol. He loves hotel breakfast :)
 
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