little about me first- 160 pts at Aulani resale after the cut off. Myself, wife and soon to be 6 year old. I bought at Aulani because well I love it and also because I found a subsidized contract. We travel to wdw every other year and perfer to use the points at whatever beach resort we can find any opening at. We also own at bluetree in lake buena vista. I don’t really need more points at this time nor have I missed the perks. However, I know I will not buy 75 or more direct in the future. Do I buy the 25 now as more of a just in case?