It seems with the DP that you're inevitably going to buy some meals OOP--mostly breakfast in our case. I am looking at next year and staying at the Poly with AAA discount and paying for DP. As I'm looking at my budget and planned meals, it seems that it's far less confusing and will cost me the same in the end after all the OOP stuff to just pay for food as I go. I'm figuring around $30/meal for CS and a couple more expensive TS dinners at around $80 (our girls eat like birds so they would be pretty inexpensive).