Thank you everyone for your advice and pixie dust. So for those of you that wanted to know why I waited until the last minute to pay, I didn't to be clear. I literally booked the cruise this weekend, put it on hold while I gathered all of our gift cards. Not thinking things 100% through, I started entering the gift cards a couple hours after putting the cruise on hold. I had about $1206 more to enter but you know life happens and so I just figured I would come back to it on Sunday. Sunday rolls around I get ready to finish entering the cards and the option to split the payments is not longer there and is was 8:06 EST so
DCL was closed. We tried combining them but with it being $1206 you can't combine up to the amount, so the cruise was in fact canceled.
Confirmed I was going to be out about $800 "deposit" for the cruise.
Got on the phone with DCL first thing Monday morning, they were great! They could see where I had tried to finish paying for it, took them about an hour but they got everything reversed and I gave them my final two gift cards and we are set to sail May 13! While it worked out great, I will never do that again. I should have just taken the extra time to finish it off on Saturday. I will say I didn't know you could combine the cards before and I will do that from now on. Saturday I entered over 40 individual gc, I could have saved my self some time on the DCL side if I would have combined them, plus now I get to keep those for 6 plus months to be sure nothing gets credited back to one of them or several of the.