Our decision is to spend one day "soaking up the ambience," at MK using only our Visa rewards so our value for the money is very high.
May I ask what this means? Are you getting tickets using "Visa reward" points?
Yes. It makes it so much easier to talk DH into going to Disney. That is the entire reason I signed up for the card.
We've used our rewards toward tickets before, but that time we hadn't been saving as long and went for a full week, so it just covered child's ticket. We've been saving our rewards from pretty much every purchase, including gas, groceries, furniture, other travel, etc. for quite awhile, so we'll have enough for a day at MK for the whole family and a night onsite.
Then we'll head off for a short cruise and a day on the darkside (IoA). I don't like all the uncertainty of FP+ when I'm investing our travel budget (onsite is more than twice the cost for a family of five), and honestly, my DH and older kids are getting bored of Disney after many week-long trips. {Please add a Star Wars land...please add a Star Wars land...}